Contrasting Inter & Co. Inc. (INTR) and The Competition

Inter & Co. Inc. (NASDAQ:INTR) is one of 920 public companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare Inter & Co. Inc. to related companies based on the strength of its earnings, valuation, profitability, risk, dividends, institutional ownership and analyst recommendations.

Dividends

Inter & Co. Inc. pays an annual dividend of $0.11 per share and has a dividend yield of 2.7%. Inter & Co. Inc. pays out 16.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.4% and pay out 28.9% of their earnings in the form of a dividend.

Analyst Ratings

This is a summary of current ratings for Inter & Co. Inc. and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co. Inc.	1	3	3	0	2.29
Inter & Co. Inc. Competitors	7459	30175	27735	1453	2.35

Inter & Co. Inc. presently has a consensus target price of $9.30, indicating a potential upside of 130.77%. As a group, “Banks” companies have a potential upside of 15.78%. Given Inter & Co. Inc.’s higher probable upside, research analysts plainly believe Inter & Co. Inc. is more favorable than its rivals.

Risk & Volatility

Inter & Co. Inc. has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500. Comparatively, Inter & Co. Inc.’s rivals have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Profitability

This table compares Inter & Co. Inc. and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Inter & Co. Inc.	11.23%	14.94%	1.57%
Inter & Co. Inc. Competitors	15.72%	9.53%	0.93%

Institutional & Insider Ownership

22.9% of Inter & Co. Inc. shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Inter & Co. Inc. and its rivals top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Inter & Co. Inc.	$9.64 billion	$235.05 million	6.11
Inter & Co. Inc. Competitors	$54.73 billion	$2.41 billion	16.82

Inter & Co. Inc.’s rivals have higher revenue and earnings than Inter & Co. Inc.. Inter & Co. Inc. is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

Inter & Co. Inc. rivals beat Inter & Co. Inc. on 9 of the 15 factors compared.

Inter & Co. Inc. Company Profile

Inter & Co., Inc. Is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Banking, Securities, Insurance Brokerage, Marketplace, Asset Management, Service, and Other. The Banking segment offers checking accounts cards, deposits, loans and advances, and other services through mobile application. The Securities segment is involved in the acquisition, sale and custody of securities, the structuring and distribution of securities in the capital market, and the provision of administration services to investment funds. The Insurance Brokerage segment includes insurance products underwritten by insurance companies, such as warranties, life, property and automobile insurance, and pension products, as well as consortium products provided by a third party. The Marketplace segment operates a digital platform, which offers goods and services to its customers. The Asset Management segment is composed of the operations related to the management of fund portfolios and other assets. The Service segment consists of collection and management of personal information, development and licensing of customized computer programs, development and licensing of non-customized computer programs and technical support, maintenance, and other information technology services. The company was founded on January 26, 2021 and is headquartered in Belo Horizonte, Brazil.