Oportun Financial (NASDAQ:OPRT) Releases FY 2026 Earnings Guidance

Oportun Financial (NASDAQ:OPRT) issued an update on its FY 2026 earnings guidance on Thursday morning. The company provided earnings per share guidance of 1.500-1.650 for the period, compared to the consensus earnings per share estimate of 1.430. The company issued revenue guidance of $935.0 million-$955.0 million, compared to the consensus revenue estimate of $983.8 million. Oportun Financial also updated its Q1 2026 guidance to EPS.

Oportun Financial Trading Down 0.9%

NASDAQ:OPRT traded down $0.05 on Thursday, hitting $5.46. The company’s stock had a trading volume of 447,849 shares, compared to its average volume of 555,085. Oportun Financial has a one year low of $4.05 and a one year high of $7.97. The firm has a market capitalization of $240.95 million, a P/E ratio of 8.27 and a beta of 1.18. The stock has a fifty day moving average of $5.30 and a two-hundred day moving average of $5.57.

Analyst Ratings Changes

A number of equities research analysts recently weighed in on the company. Weiss Ratings restated a “sell (d+)” rating on shares of Oportun Financial in a research note on Monday, December 29th. JPMorgan Chase & Co. upgraded shares of Oportun Financial from an “underweight” rating to a “neutral” rating and set a $5.50 target price for the company in a research note on Monday, January 12th. Finally, Wall Street Zen downgraded shares of Oportun Financial from a “strong-buy” rating to a “buy” rating in a report on Tuesday, January 20th. Two equities research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat.com, Oportun Financial presently has an average rating of “Hold” and an average price target of $8.50.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently made changes to their positions in the business. Millennium Management LLC raised its holdings in Oportun Financial by 28.9% in the 1st quarter. Millennium Management LLC now owns 1,936,797 shares of the company’s stock valued at $10,633,000 after buying an additional 433,827 shares during the last quarter. NewEdge Advisors LLC bought a new position in shares of Oportun Financial during the first quarter valued at $132,000. Goldman Sachs Group Inc. lifted its holdings in shares of Oportun Financial by 499.3% during the first quarter. Goldman Sachs Group Inc. now owns 313,446 shares of the company’s stock worth $1,721,000 after purchasing an additional 261,147 shares during the period. Empowered Funds LLC lifted its holdings in shares of Oportun Financial by 7.5% during the first quarter. Empowered Funds LLC now owns 124,980 shares of the company’s stock worth $686,000 after purchasing an additional 8,752 shares during the period. Finally, Jane Street Group LLC grew its stake in shares of Oportun Financial by 238.6% in the first quarter. Jane Street Group LLC now owns 191,066 shares of the company’s stock worth $1,049,000 after purchasing an additional 134,643 shares during the last quarter. Institutional investors and hedge funds own 82.70% of the company’s stock.

About Oportun Financial

Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.

The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.