Head-To-Head Review: First Us Bancsh (FUSB) & The Competition

First Us Bancsh (NASDAQ:FUSB) is one of 919 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare First Us Bancsh to similar businesses based on the strength of its dividends, analyst recommendations, profitability, institutional ownership, earnings, risk and valuation.

Analyst Ratings

This is a summary of current ratings and price targets for First Us Bancsh and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Us Bancsh	0	0	0	1	4.00
First Us Bancsh Competitors	7490	30240	27840	1484	2.35

As a group, “Banks” companies have a potential upside of 14.61%. Given First Us Bancsh’s rivals higher possible upside, analysts clearly believe First Us Bancsh has less favorable growth aspects than its rivals.

Dividends

First Us Bancsh pays an annual dividend of $0.28 per share and has a dividend yield of 1.7%. First Us Bancsh pays out 20.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. First Us Bancsh has increased its dividend for 3 consecutive years.

Institutional and Insider Ownership

18.7% of First Us Bancsh shares are owned by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are owned by institutional investors. 12.1% of First Us Bancsh shares are owned by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk & Volatility

First Us Bancsh has a beta of 0.22, indicating that its stock price is 78% less volatile than the S&P 500. Comparatively, First Us Bancsh’s rivals have a beta of 0.61, indicating that their average stock price is 39% less volatile than the S&P 500.

Valuation and Earnings

This table compares First Us Bancsh and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
First Us Bancsh	$42.11 million	$5.99 million	12.06
First Us Bancsh Competitors	$32.39 billion	$2.42 billion	21.33

First Us Bancsh’s rivals have higher revenue and earnings than First Us Bancsh. First Us Bancsh is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares First Us Bancsh and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Us Bancsh	12.15%	7.58%	0.67%
First Us Bancsh Competitors	15.64%	9.43%	0.93%

Summary

First Us Bancsh rivals beat First Us Bancsh on 11 of the 15 factors compared.

About First Us Bancsh

First US Bancshares, Inc. (NASDAQ: FUSB) is a bank holding company headquartered in Birmingham, Alabama. Through its principal subsidiary, First US Bank, the company provides community banking services to individuals, families, businesses and nonprofit organizations. First US Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include residential and commercial real estate loans, construction financing, business loans, consumer loans and lines of credit.