The Hartford Insurance Group (HIG) vs. The Competition Head-To-Head Survey

The Hartford Insurance Group (NYSE:HIG) is one of 311 publicly-traded companies in the “Insurance” industry, but how does it compare to its competitors? We will compare The Hartford Insurance Group to similar businesses based on the strength of its institutional ownership, dividends, profitability, earnings, risk, valuation and analyst recommendations.

Risk and Volatility

The Hartford Insurance Group has a beta of 0.48, suggesting that its share price is 52% less volatile than the S&P 500. Comparatively, The Hartford Insurance Group’s competitors have a beta of -1.59, suggesting that their average share price is 259% less volatile than the S&P 500.

Profitability

This table compares The Hartford Insurance Group and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
The Hartford Insurance Group	15.85%	20.93%	4.52%
The Hartford Insurance Group Competitors	9.08%	-9.84%	4.11%

Institutional & Insider Ownership

93.4% of The Hartford Insurance Group shares are held by institutional investors. Comparatively, 55.8% of shares of all “Insurance” companies are held by institutional investors. 1.3% of The Hartford Insurance Group shares are held by company insiders. Comparatively, 13.5% of shares of all “Insurance” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares The Hartford Insurance Group and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
The Hartford Insurance Group	$28.37 billion	$3.84 billion	8.32
The Hartford Insurance Group Competitors	$15.26 billion	$1.70 billion	34.36

The Hartford Insurance Group has higher revenue and earnings than its competitors. The Hartford Insurance Group is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

The Hartford Insurance Group pays an annual dividend of $2.40 per share and has a dividend yield of 1.7%. The Hartford Insurance Group pays out 14.5% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 2.9% and pay out 31.0% of their earnings in the form of a dividend. The Hartford Insurance Group has raised its dividend for 12 consecutive years.

Analyst Recommendations

This is a breakdown of current recommendations for The Hartford Insurance Group and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The Hartford Insurance Group	0	12	5	1	2.39
The Hartford Insurance Group Competitors	3338	15690	16539	742	2.40

The Hartford Insurance Group presently has a consensus target price of $144.69, suggesting a potential upside of 5.27%. As a group, “Insurance” companies have a potential upside of 4.60%. Given The Hartford Insurance Group’s higher probable upside, research analysts plainly believe The Hartford Insurance Group is more favorable than its competitors.

Summary

The Hartford Insurance Group beats its competitors on 10 of the 15 factors compared.

About The Hartford Insurance Group

The Hartford Financial Services Group, Inc., known as The Hartford, is a U.S.-based insurance company founded in 1810 and headquartered in Hartford, Connecticut. It provides property and casualty insurance and employee benefits to businesses, organizations and individuals. Its commercial insurance offerings include coverage such as workers’ compensation, general liability, commercial auto and property insurance. The company also provides group benefits, including life, disability and leave-management products, along with personal auto and homeowners insurance, which it offers through arrangements including its relationship with AARP.