Analyzing Hamilton Insurance Group (NYSE:HG) & Cheche Group (NASDAQ:CCG)

Hamilton Insurance Group (NYSE:HG) and Cheche Group (NASDAQ:CCG) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, institutional ownership, risk, earnings, analyst recommendations, dividends and profitability.

Earnings and Valuation

This table compares Hamilton Insurance Group and Cheche Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$3.22 billion	1.13	$576.67 million	$5.23	7.05
Cheche Group	$430.40 million	0.04	-$2.47 million	($2.80)	-3.25

Hamilton Insurance Group has higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than Hamilton Insurance Group, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent ratings for Hamilton Insurance Group and Cheche Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	3	4	2	2.89
Cheche Group	1	2	0	0	1.67

Hamilton Insurance Group currently has a consensus price target of $36.62, indicating a potential downside of 0.72%. Given Hamilton Insurance Group’s stronger consensus rating and higher probable upside, analysts plainly believe Hamilton Insurance Group is more favorable than Cheche Group.

Volatility & Risk

Hamilton Insurance Group has a beta of 0.33, indicating that its share price is 67% less volatile than the S&P 500. Comparatively, Cheche Group has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500.

Profitability

This table compares Hamilton Insurance Group and Cheche Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	16.83%	23.76%	6.64%
Cheche Group	N/A	N/A	N/A

Insider and Institutional Ownership

29.2% of Hamilton Insurance Group shares are held by institutional investors. Comparatively, 19.8% of Cheche Group shares are held by institutional investors. 3.0% of Hamilton Insurance Group shares are held by company insiders. Comparatively, 1.2% of Cheche Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Hamilton Insurance Group beats Cheche Group on 15 of the 15 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.