Comparing Cheche Group (CCG) & The Competition

Cheche Group (NASDAQ:CCG) is one of 311 publicly-traded companies in the “Insurance” industry, but how does it compare to its peers? We will compare Cheche Group to similar companies based on the strength of its dividends, institutional ownership, profitability, earnings, risk, valuation and analyst recommendations.

Dividends

Cheche Group pays an annual dividend of $0.36 per share and has a dividend yield of 4.2%. Cheche Group pays out -12.9% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 2.9% and pay out 31.0% of their earnings in the form of a dividend. Cheche Group is clearly a better dividend stock than its peers, given its higher yield and lower payout ratio.

Profitability

This table compares Cheche Group and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Cheche Group Competitors	9.15%	-9.84%	4.10%

Insider & Institutional Ownership

19.8% of Cheche Group shares are owned by institutional investors. Comparatively, 55.8% of shares of all “Insurance” companies are owned by institutional investors. 1.4% of Cheche Group shares are owned by company insiders. Comparatively, 13.6% of shares of all “Insurance” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Cheche Group and its peers top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Cheche Group	$2.55 billion	-$2.47 million	-3.04
Cheche Group Competitors	$15.54 billion	$1.70 billion	34.38

Cheche Group’s peers have higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Risk & Volatility

Cheche Group has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500. Comparatively, Cheche Group’s peers have a beta of -1.59, indicating that their average share price is 259% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent recommendations and price targets for Cheche Group and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	2	0	0	1.67
Cheche Group Competitors	3336	15674	16522	741	2.40

As a group, “Insurance” companies have a potential upside of 5.98%. Given Cheche Group’s peers stronger consensus rating and higher possible upside, analysts clearly believe Cheche Group has less favorable growth aspects than its peers.

Summary

Cheche Group peers beat Cheche Group on 11 of the 15 factors compared.

Cheche Group Company Profile

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.