Oportun Financial (OPRT) versus Its Rivals Head to Head Comparison

Oportun Financial (NASDAQ:OPRT) is one of 120 public companies in the “Consumer Finance” industry, but how does it weigh in compared to its competitors? We will compare Oportun Financial to related businesses based on the strength of its valuation, institutional ownership, analyst recommendations, profitability, dividends, risk and earnings.

Valuation & Earnings

This table compares Oportun Financial and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Oportun Financial	$956.70 million	$25.25 million	15.28
Oportun Financial Competitors	$3.61 billion	$385.17 million	5.79

Oportun Financial’s competitors have higher revenue and earnings than Oportun Financial. Oportun Financial is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Institutional and Insider Ownership

82.7% of Oportun Financial shares are held by institutional investors. Comparatively, 45.8% of shares of all “Consumer Finance” companies are held by institutional investors. 1.6% of Oportun Financial shares are held by insiders. Comparatively, 22.0% of shares of all “Consumer Finance” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Risk & Volatility

Oportun Financial has a beta of 1.29, suggesting that its stock price is 29% more volatile than the S&P 500. Comparatively, Oportun Financial’s competitors have a beta of 1.26, suggesting that their average stock price is 26% more volatile than the S&P 500.

Profitability

This table compares Oportun Financial and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Oportun Financial	2.05%	13.41%	1.66%
Oportun Financial Competitors	9.92%	-15.65%	2.14%

Analyst Recommendations

This is a summary of recent ratings for Oportun Financial and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oportun Financial	0	3	2	0	2.40
Oportun Financial Competitors	891	3351	5292	274	2.50

Oportun Financial currently has a consensus price target of $9.25, indicating a potential downside of 18.21%. As a group, “Consumer Finance” companies have a potential upside of 21.24%. Given Oportun Financial’s competitors stronger consensus rating and higher possible upside, analysts plainly believe Oportun Financial has less favorable growth aspects than its competitors.

Summary

Oportun Financial competitors beat Oportun Financial on 9 of the 13 factors compared.

About Oportun Financial

Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.