Tompkins Financial (NYSEAMERICAN:TMP) Releases Quarterly Earnings Results, Beats Expectations By $0.05 EPS

Tompkins Financial (NYSEAMERICAN:TMP) issued its quarterly earnings results on Friday. The financial services provider reported $2.00 earnings per share for the quarter, beating analysts’ consensus estimates of $1.95 by $0.05, FiscalAI reports. Tompkins Financial had a return on equity of 11.52% and a net margin of 30.13%. The business had revenue of $89.85 million for the quarter, compared to the consensus estimate of $89.65 million.

Tompkins Financial Price Performance

NYSEAMERICAN TMP opened at $101.20 on Friday. The company has a quick ratio of 0.95, a current ratio of 0.95 and a debt-to-equity ratio of 0.57. The stock has a market capitalization of $1.46 billion, a PE ratio of 8.06 and a beta of 0.76. Tompkins Financial has a 12-month low of $62.98 and a 12-month high of $102.80. The company has a 50 day moving average price of $97.95 and a two-hundred day moving average price of $92.82.

Tompkins Financial Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Friday, November 13th. Shareholders of record on Friday, November 6th will be paid a $0.74 dividend. This represents a $2.96 dividend on an annualized basis and a yield of 2.9%. This is a boost from Tompkins Financial’s previous quarterly dividend of $0.70. The ex-dividend date is Friday, November 6th. Tompkins Financial’s dividend payout ratio is presently 56.57%.

Key Stories Impacting Tompkins Financial

Here are the key news stories impacting Tompkins Financial this week:

• Positive Sentiment: Tompkins Financial reported third-quarter earnings of $2.00 per diluted share, above the $1.91–$1.95 analyst estimates and up from $1.65 a year earlier. Margin expansion helped drive the earnings beat. Tompkins Financial Tops Q3 Earnings Estimates Tompkins Financial Q3 2026 Earnings
• Positive Sentiment: Third-quarter revenue was $89.9 million, modestly ahead of the $89.7 million FactSet estimate. The company also reported a 30.13% net margin and 11.52% return on equity, supporting the view that operating performance remains solid. Tompkins Financial Q3 Revenue
• Positive Sentiment: The board declared a quarterly dividend of $0.74 per share, a 5.7% increase from $0.70. The dividend implies an annualized payout of $2.96 and a yield of approximately 2.9%, enhancing shareholder returns and signaling management confidence. The ex-dividend date is November 6, 2026.
• Neutral Sentiment: Tompkins Financial also reported loan charge-offs for the quarter ended September 30, 2026. The available report does not provide enough detail to assess whether credit quality improved or deteriorated. Tompkins Financial Reports Third-Quarter Charge-Offs

Wall Street Analyst Weigh In

Several research analysts recently weighed in on TMP shares. Keefe, Bruyette & Woods upped their price target on Tompkins Financial from $98.00 to $105.00 and gave the company an “outperform” rating in a research report on Monday, July 27th. Piper Sandler raised their price objective on Tompkins Financial from $87.00 to $104.00 and gave the stock a “neutral” rating in a research report on Monday, August 3rd. One investment analyst has rated the stock with a Buy rating and two have given a Hold rating to the company’s stock. Based on data from MarketBeat, the company currently has an average rating of “Hold” and an average price target of $104.50.

About Tompkins Financial

Tompkins Financial Corporation is a financial services holding company headquartered in Ithaca, New York. Through its subsidiaries, the company provides banking, insurance and wealth-management services to individuals, families, businesses and municipal organizations.

Its banking operations are conducted primarily through Tompkins Community Bank, which offers deposit accounts, residential and commercial lending, mortgages, cash-management services, online banking and other financial products.