TransUnion (NYSE:TRU) Announces Q3 2026 Earnings Guidance

TransUnion (NYSE:TRU) updated its third quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 1.180-1.210 for the period, compared to the consensus earnings per share estimate of 1.190. The company issued revenue guidance of $1.3 billion-$1.3 billion, compared to the consensus revenue estimate of $1.3 billion. TransUnion also updated its FY 2026 guidance to 4.750-4.830 EPS.

Analyst Ratings Changes

TRU has been the topic of several research reports. Robert W. Baird lifted their price target on TransUnion from $108.00 to $115.00 and gave the company an “outperform” rating in a research report on Wednesday, July 29th. Wall Street Zen upgraded shares of TransUnion from a “hold” rating to a “buy” rating in a report on Tuesday. BMO Capital Markets increased their price target on shares of TransUnion from $85.00 to $98.00 and gave the stock an “outperform” rating in a research note on Wednesday, July 29th. Weiss Ratings raised shares of TransUnion from a “hold (c-)” rating to a “hold (c)” rating in a research note on Thursday, August 13th. Finally, Barclays raised their target price on shares of TransUnion from $80.00 to $85.00 and gave the company an “equal weight” rating in a research note on Wednesday, July 29th. Ten equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and a consensus price target of $94.56.

TransUnion Price Performance

Shares of NYSE TRU opened at $67.37 on Friday. The company has a 50 day moving average of $79.31 and a 200 day moving average of $73.99. The company has a quick ratio of 1.90, a current ratio of 1.90 and a debt-to-equity ratio of 1.07. TransUnion has a twelve month low of $63.37 and a twelve month high of $89.12. The firm has a market cap of $12.91 billion, a P/E ratio of 17.77, a PEG ratio of 1.19 and a beta of 1.54.

TransUnion (NYSE:TRU) last posted its earnings results on Tuesday, July 28th. The business services provider reported $1.23 EPS for the quarter, topping analysts’ consensus estimates of $1.16 by $0.07. The business had revenue of $1.31 billion during the quarter, compared to analyst estimates of $1.28 billion. TransUnion had a return on equity of 16.29% and a net margin of 15.08%.The company’s quarterly revenue was up 14.9% compared to the same quarter last year. During the same quarter last year, the company earned $1.08 EPS. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. As a group, research analysts expect that TransUnion will post 4.23 EPS for the current fiscal year.

TransUnion Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Friday, September 4th. Shareholders of record on Thursday, August 20th were given a $0.1250 dividend. The ex-dividend date of this dividend was Thursday, August 20th. This represents a $0.50 dividend on an annualized basis and a yield of 0.7%. TransUnion’s payout ratio is 13.19%.

Insider Buying and Selling at TransUnion

In related news, EVP Alicia Zuiker sold 8,673 shares of the stock in a transaction that occurred on Tuesday, August 11th. The shares were sold at an average price of $78.49, for a total transaction of $680,743.77. Following the transaction, the executive vice president owned 41,883 shares in the company, valued at $3,287,396.67. This represents a 17.16% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Venkat Achanta sold 23,287 shares of the firm’s stock in a transaction that occurred on Thursday, September 10th. The stock was sold at an average price of $77.00, for a total transaction of $1,793,099.00. Following the completion of the sale, the executive vice president owned 196,912 shares in the company, valued at $15,162,224. This represents a 10.58% decrease in their position. The SEC filing for this sale provides additional information. In the last ninety days, insiders have sold 73,697 shares of company stock worth $5,861,807. 0.37% of the stock is owned by company insiders.

Key Stories Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion reaffirmed its third-quarter and full-year 2026 guidance, signaling that management does not expect the CFO transition to disrupt operations, strategic priorities, long-term financial targets, or capital allocation. Third-quarter adjusted EPS guidance is $1.18–$1.21, while full-year adjusted EPS guidance is $4.75–$4.83. TransUnion Says CFO Todd Cello To Step Down By Year-end; Backs Q3, FY26 Outlook
• Positive Sentiment: CFO Todd Cello will remain in the role through December 31, 2026, then serve as a full-time advisor through March 1, 2027. The extended transition period could help limit execution risk while the company searches for a successor. TransUnion Announces Chief Financial Officer Transition
• Neutral Sentiment: The updated full-year outlook calls for revenue of approximately $5.1 billion–$5.2 billion, broadly around analyst expectations, while the EPS range is above the cited consensus estimate of $4.70. This provides some fundamental support but did not offset investor concerns about leadership continuity.
• Negative Sentiment: Cello plans to step down after 29 years at TransUnion, including nine years as CFO. Investors appear concerned about replacing a long-tenured finance chief and the potential for transition or execution risk, even though the departure is described as a personal decision. Update: TransUnion Shares Fall After Announcing CFO Transition
• Negative Sentiment: Recent market commentary indicated increased caution around the succession process, including a lower analyst price target. Separately, reported insider activity shows 19 open-market sales and no purchases over the past six months, adding to the cautious tone, although insider transactions may reflect personal financial decisions.

About TransUnion

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. Its services use credit, identity, and other data to support lending, insurance, telecommunications, retail, employment, and other commercial activities.

The company provides credit reporting and risk-management solutions, including consumer credit information, scoring, decisioning tools, fraud detection, identity verification, and analytics. TransUnion also offers marketing and audience-insights products designed to help organizations understand and reach consumers, as well as consumer-facing services that provide access to credit information, monitoring, and identity-protection tools.

TransUnion traces its origins to 1968, when it was established as a holding company for a railroad-leasing business before developing into a consumer credit reporting organization.