Crawford & Company (NYSE:CRD.A – Get Free Report) and AIFU (NASDAQ:AIFU – Get Free Report) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, profitability, risk, institutional ownership and analyst recommendations.
Institutional and Insider Ownership
22.6% of Crawford & Company shares are owned by institutional investors. Comparatively, 26.7% of AIFU shares are owned by institutional investors. 54.3% of Crawford & Company shares are owned by insiders. Comparatively, 25.6% of AIFU shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Valuation & Earnings
This table compares Crawford & Company and AIFU”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Crawford & Company | $1.31 billion | 0.46 | $19.63 million | $0.47 | 26.49 |
| AIFU | $79.59 million | 0.96 | -$325.38 million | $228.00 | 0.05 |
Crawford & Company has higher revenue and earnings than AIFU. AIFU is trading at a lower price-to-earnings ratio than Crawford & Company, indicating that it is currently the more affordable of the two stocks.
Analyst Ratings
This is a breakdown of current ratings and price targets for Crawford & Company and AIFU, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Crawford & Company | 0 | 0 | 1 | 0 | 3.00 |
| AIFU | 1 | 0 | 0 | 0 | 1.00 |
Crawford & Company presently has a consensus target price of $14.00, indicating a potential upside of 12.44%. Given Crawford & Company’s stronger consensus rating and higher probable upside, analysts clearly believe Crawford & Company is more favorable than AIFU.
Risk and Volatility
Crawford & Company has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500. Comparatively, AIFU has a beta of 0.95, suggesting that its stock price is 5% less volatile than the S&P 500.
Profitability
This table compares Crawford & Company and AIFU’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Crawford & Company | 1.81% | 28.15% | 6.51% |
| AIFU | N/A | N/A | N/A |
Summary
Crawford & Company beats AIFU on 10 of the 14 factors compared between the two stocks.
About Crawford & Company
Crawford & Company provides claims management and outsourcing solutions to the risk management and insurance industry, and self-insured entities. The company's Crawford Claims Solutions segment offers claims management services related to property, casualty, and catastrophe losses caused by physical damage to commercial and residential real properties, and personal properties, as well as marine losses. It also offers services in the areas of field investigation, catastrophe, evaluation, and resolution of property and casualty insurance claims; and various on-demand inspection, verification, and other task specific field services for businesses and consumers through a mobile platform. Its Crawford TPA Solutions segment provides claims and risk management services; desktop claim adjusting and claims evaluation services; initial loss reporting services for claimants; loss mitigation services, such as medical bill review and case management, and vocational rehabilitation services; and risk management information services, as well as administers trust funds established to pay claims. It offers services for workers' compensation, auto and liability, disability absence and medical management, and accident and health markets. The company's Crawford Specialty Solutions segment offers claims management services related to large and complex losses in various industries, such as commercial property, aviation, forensic accounting, marine and transportation, retail, building and construction, cyber, and energy. It also provides a customer-centric solution for various loss types comprising high-frequency and low-complexity claims, and large complex repairs; and outsourced contractor management services to personal and commercial insurance carriers, and consumer markets. The company operates in the United States, the United Kingdom and the rest of Europe, Canada, Australia, and internationally. Crawford & Company was founded in 1941 and is based in Peachtree Corners, Georgia.
About AIFU
AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.
Receive News & Ratings for Crawford & Company Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Crawford & Company and related companies with MarketBeat.com's FREE daily email newsletter.
