UWM (NYSE:UWMC) Reaches New 12-Month Low After Insider Selling

Shares of UWM Holdings Corporation (NYSE:UWMC) hit a new 52-week low on Monday following insider selling activity. The company traded as low as $3.64 and last traded at $3.71, with a volume of 4467711 shares changing hands. The stock had previously closed at $3.86.

Specifically, CEO Ishbia Mat sold 632,874 shares of UWM stock in a transaction on Monday, March 9th. The shares were sold at an average price of $3.78, for a total transaction of $2,392,263.72. Following the transaction, the chief executive officer owned 4,867,667 shares in the company, valued at approximately $18,399,781.26. The trade was a 11.51% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, CEO Ishbia Mat sold 632,874 shares of the stock in a transaction on Thursday, March 5th. The shares were sold at an average price of $4.11, for a total value of $2,601,112.14. Following the completion of the sale, the chief executive officer owned 5,500,541 shares of the company’s stock, valued at $22,607,223.51. The trade was a 10.32% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In related news, CEO Ishbia Mat sold 632,874 shares of the firm’s stock in a transaction on Tuesday, March 3rd. The stock was sold at an average price of $4.25, for a total transaction of $2,689,714.50. Following the completion of the transaction, the chief executive officer directly owned 7,399,163 shares of the company’s stock, valued at $31,446,442.75. This trade represents a 7.88% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink.

Wall Street Analyst Weigh In

A number of research firms have commented on UWMC. BTIG Research reiterated a “buy” rating and issued a $10.00 price target on shares of UWM in a research report on Tuesday. Barclays cut their price objective on UWM from $7.00 to $6.00 and set an “overweight” rating on the stock in a research note on Thursday, February 26th. The Goldman Sachs Group set a $5.00 target price on UWM in a report on Tuesday, January 6th. Keefe, Bruyette & Woods lowered their price target on shares of UWM from $6.75 to $6.00 and set a “market perform” rating for the company in a report on Friday, February 27th. Finally, Morgan Stanley set a $6.00 price target on shares of UWM in a research report on Tuesday, December 16th. Three equities research analysts have rated the stock with a Buy rating, six have issued a Hold rating and one has assigned a Sell rating to the company’s stock. According to data from MarketBeat, UWM has a consensus rating of “Hold” and a consensus price target of $6.49.

Trending Headlines about UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: UWM raised its 2026 revenue outlook and updated its first-quarter revenue forecast ahead of the upcoming Two Harbors stockholder vote — management framed the update as more visibility into market activity, which investors view as supportive of near-term growth. UWM raises revenue guidance ahead of Two Harbors vote
• Positive Sentiment: UWM reported $49.6 billion in quarterly originations — the highest since 2021 — signaling strong loan volume that supports the revenue upgrade and earnings power if margins hold. UWM reports $49.6B quarterly originations, highest since 2021
• Positive Sentiment: Analysts are turning more bullish: BTIG reiterated a Buy with a $10 price target and Compass Point initiated coverage with a Buy and an $8.50 target — both imply large upside vs. the current share price and likely helped push the stock up. BTIG reiterates Buy on UWM (Street Insider) 3 Financials Get Fresh Buy Ratings (247wallst)
• Neutral Sentiment: Company filings and a Business Wire statement supplied more detailed forecasts and rationale for the guidance update prior to the Two Harbors vote — useful for transparency but still leaves outcome risk tied to that shareholder decision. UWM Issues Statement and Updates Forecasts (Business Wire)
• Negative Sentiment: Insider selling: CEO Mat sold 632,874 shares (~$2.39M at ~$3.78) in the latest filing; this continues a pattern of sizable sales and reduces insider ownership by ~11.5%, which can be a red flag for some investors. UWM CEO Sells $2,392,263.72 in Stock (InsiderTrades)

UWM Trading Up 4.0%

The firm has a 50-day moving average of $4.92 and a 200 day moving average of $5.38. The company has a market cap of $6.47 billion, a P/E ratio of 67.43 and a beta of 1.90. The company has a current ratio of 1.52, a quick ratio of 1.52 and a debt-to-equity ratio of 2.64.

UWM (NYSE:UWMC) last issued its quarterly earnings results on Wednesday, February 25th. The company reported $0.08 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.09 by ($0.01). The business had revenue of $945.25 million during the quarter, compared to analyst estimates of $759.12 million. UWM had a net margin of 0.87% and a negative return on equity of 1.35%. On average, analysts predict that UWM Holdings Corporation will post 0.2 earnings per share for the current fiscal year.

UWM Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Thursday, April 9th. Investors of record on Thursday, March 19th will be given a dividend of $0.10 per share. This represents a $0.40 dividend on an annualized basis and a dividend yield of 9.9%. The ex-dividend date is Thursday, March 19th. UWM’s payout ratio is presently 666.67%.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently bought and sold shares of the stock. Allworth Financial LP grew its holdings in UWM by 5,681.9% in the third quarter. Allworth Financial LP now owns 4,163 shares of the company’s stock worth $25,000 after purchasing an additional 4,091 shares during the period. GAMMA Investing LLC raised its holdings in shares of UWM by 408.7% during the third quarter. GAMMA Investing LLC now owns 5,407 shares of the company’s stock valued at $33,000 after purchasing an additional 4,344 shares during the period. Raymond James Financial Inc. bought a new position in shares of UWM during the 2nd quarter worth about $35,000. Farther Finance Advisors LLC boosted its position in shares of UWM by 1,410.7% during the 4th quarter. Farther Finance Advisors LLC now owns 8,596 shares of the company’s stock worth $38,000 after purchasing an additional 8,027 shares in the last quarter. Finally, Advisory Services Network LLC acquired a new stake in shares of UWM in the 3rd quarter valued at about $38,000. 53.59% of the stock is owned by institutional investors.

About UWM

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.