Critical Comparison: Ageas (OTCMKTS:AGESY) & AIFU (NASDAQ:AIFU)

AIFU (NASDAQ:AIFU) and Ageas (OTCMKTS:AGESY) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, valuation, risk, dividends, analyst recommendations, institutional ownership and earnings.

Valuation and Earnings

This table compares AIFU and Ageas”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIFU	$247.81 million	0.02	$62.33 million	$14.60	0.12
Ageas	$14.68 billion	0.95	$1.21 billion	N/A	N/A

Ageas has higher revenue and earnings than AIFU.

Insider & Institutional Ownership

26.7% of AIFU shares are held by institutional investors. 25.6% of AIFU shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares AIFU and Ageas’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AIFU	N/A	N/A	N/A
Ageas	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current ratings and target prices for AIFU and Ageas, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIFU	1	0	0	0	1.00
Ageas	0	1	1	0	2.50

Volatility and Risk

AIFU has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500. Comparatively, Ageas has a beta of 0.42, suggesting that its stock price is 58% less volatile than the S&P 500.

Summary

Ageas beats AIFU on 5 of the 8 factors compared between the two stocks.

About AIFU

AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.

About Ageas

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. It provides life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other property insurance products, as well as insurance services for other damages to property. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.