Cincinnati Financial (NASDAQ:CINF) Cut to Hold at Wall Street Zen

Wall Street Zen cut shares of Cincinnati Financial (NASDAQ:CINF) from a buy rating to a hold rating in a research report released on Sunday.

Several other brokerages have also commented on CINF. Piper Sandler boosted their price target on Cincinnati Financial from $150.00 to $157.00 and gave the stock a “neutral” rating in a research note on Monday, December 22nd. Keefe, Bruyette & Woods boosted their target price on Cincinnati Financial from $180.00 to $191.00 and gave the stock an “outperform” rating in a research report on Tuesday, January 6th. Weiss Ratings reissued a “buy (b+)” rating on shares of Cincinnati Financial in a report on Monday, December 29th. Finally, Roth Mkm reaffirmed a “buy” rating and set a $175.00 price target on shares of Cincinnati Financial in a research note on Tuesday, October 28th. Three analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to MarketBeat.com, the stock has an average rating of “Moderate Buy” and an average target price of $174.33.

Cincinnati Financial Price Performance

Shares of NASDAQ CINF opened at $163.09 on Friday. The company has a debt-to-equity ratio of 0.06, a quick ratio of 0.30 and a current ratio of 0.30. Cincinnati Financial has a one year low of $123.01 and a one year high of $174.27. The firm has a market capitalization of $25.45 billion, a P/E ratio of 10.75, a PEG ratio of 3.80 and a beta of 0.66. The company’s fifty day moving average is $163.61 and its two-hundred day moving average is $159.27.

Cincinnati Financial (NASDAQ:CINF) last announced its quarterly earnings results on Monday, February 9th. The insurance provider reported $3.37 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.86 by $0.51. The business had revenue of $3.09 billion during the quarter, compared to the consensus estimate of $2.92 billion. Cincinnati Financial had a net margin of 18.94% and a return on equity of 8.66%. The business’s revenue was up 21.8% compared to the same quarter last year. During the same quarter last year, the firm posted $3.14 EPS. Analysts forecast that Cincinnati Financial will post 5.36 EPS for the current fiscal year.

Cincinnati Financial Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Wednesday, April 15th. Investors of record on Tuesday, March 24th will be given a dividend of $0.94 per share. The ex-dividend date is Tuesday, March 24th. This represents a $3.76 dividend on an annualized basis and a yield of 2.3%. This is a boost from Cincinnati Financial’s previous quarterly dividend of $0.87. Cincinnati Financial’s dividend payout ratio (DPR) is 24.79%.

Institutional Investors Weigh In On Cincinnati Financial

Hedge funds and other institutional investors have recently modified their holdings of the company. Bison Wealth LLC acquired a new stake in Cincinnati Financial during the fourth quarter worth approximately $210,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its stake in shares of Cincinnati Financial by 2.8% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 19,112 shares of the insurance provider’s stock worth $2,823,000 after purchasing an additional 525 shares during the period. Goldman Sachs Group Inc. boosted its holdings in shares of Cincinnati Financial by 43.9% during the first quarter. Goldman Sachs Group Inc. now owns 567,894 shares of the insurance provider’s stock worth $83,889,000 after purchasing an additional 173,343 shares during the last quarter. Ameritas Advisory Services LLC purchased a new stake in shares of Cincinnati Financial in the second quarter valued at $75,000. Finally, DAVENPORT & Co LLC grew its position in shares of Cincinnati Financial by 7.7% in the second quarter. DAVENPORT & Co LLC now owns 3,292 shares of the insurance provider’s stock valued at $490,000 after purchasing an additional 235 shares during the period. 65.24% of the stock is currently owned by hedge funds and other institutional investors.

Key Stories Impacting Cincinnati Financial

Here are the key news stories impacting Cincinnati Financial this week:

• Positive Sentiment: Q4 results beat estimates: CINF reported $3.37 EPS versus consensus $2.86 and revenue of $3.09B (above estimates); operating income rose ~7%, driven by premium growth, pricing, and higher investment income — a clear near‑term earnings positive. Cincinnati Financial Q4 Earnings Beat Estimates on Underwriting Income
• Positive Sentiment: Full‑year profitability and premium momentum: PR Newswire release shows record quarterly and annual net income (Q4 net income $676M; full‑year net income $2.393B), and revenue +21.8% YoY for the quarter — supports medium‑term underwriting and growth narrative. Cincinnati Financial Reports Fourth-Quarter and Full-Year 2025 Results
• Neutral Sentiment: Earnings call transcript available for detail: the full Q4 2025 call transcript lets investors drill into underwriting trends, reserve development and investment commentary. Useful for assessing sustainability of the beat. Cincinnati Financial Corporation (CINF) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Short‑interest data appears unchanged/zero (likely a reporting anomaly) and doesn’t indicate incremental bearish pressure. Monitor for any future increases.
• Negative Sentiment: Catastrophe risk and one‑time investment boost flagged: coverage of the call highlights elevated cat exposure and notes a $145M after‑tax increase in fair value of equity securities that materially lifted Q4 net income—raising questions about how much of the profit beat is recurring. That combination likely prompted some investor caution. Cincinnati Financial Balances Record Profits With Cat Risks

Cincinnati Financial Company Profile

Cincinnati Financial Corporation (NASDAQ: CINF) is an insurance holding company headquartered in the Cincinnati area of Ohio that provides property and casualty insurance products and related services. Founded as part of the Cincinnati Insurance group, the company operates through a set of insurance subsidiaries to underwrite and service policies for both personal and commercial customers. Cincinnati Financial is publicly traded and emphasizes underwriting discipline and long-term relationships with its distribution partners and policyholders.

The company’s core business centers on property and casualty insurance, including homeowners, automobile, commercial casualty, commercial multi-peril, and specialty commercial coverages.