First Guaranty Bancshares (FGBI) Projected to Post Quarterly Earnings on Thursday

First Guaranty Bancshares (NASDAQ:FGBI) is projected to release its Q4 2025 results before the market opens on Thursday, February 12th. Analysts expect the company to announce earnings of ($0.29) per share for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Wednesday, January 28, 2026 at 4:00 PM ET.

First Guaranty Bancshares (NASDAQ:FGBI) last issued its quarterly earnings data on Friday, October 31st. The bank reported ($3.01) earnings per share for the quarter. First Guaranty Bancshares had a negative net margin of 25.11% and a negative return on equity of 20.76%. The company had revenue of $24.10 million for the quarter. On average, analysts expect First Guaranty Bancshares to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

First Guaranty Bancshares Trading Up 3.4%

Shares of FGBI stock opened at $9.23 on Tuesday. The company has a current ratio of 0.88, a quick ratio of 0.88 and a debt-to-equity ratio of 0.99. First Guaranty Bancshares has a 12-month low of $4.31 and a 12-month high of $10.55. The stock has a market capitalization of $141.68 million, a P/E ratio of -2.23 and a beta of 0.32. The firm’s 50 day moving average is $6.64 and its 200 day moving average is $7.24.

First Guaranty Bancshares Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Wednesday, December 31st. Investors of record on Friday, December 26th were issued a $0.01 dividend. The ex-dividend date of this dividend was Friday, December 26th. This represents a $0.04 annualized dividend and a dividend yield of 0.4%. First Guaranty Bancshares’s payout ratio is presently -0.97%.

Insider Activity

In other First Guaranty Bancshares news, Director Robert W. Walker acquired 5,745 shares of the stock in a transaction dated Thursday, December 11th. The shares were acquired at an average cost of $4.53 per share, for a total transaction of $26,024.85. Following the completion of the transaction, the director directly owned 51,121 shares of the company’s stock, valued at approximately $231,578.13. The trade was a 12.66% increase in their ownership of the stock. The purchase was disclosed in a legal filing with the SEC, which is available through the SEC website. Also, Director Marshall T. Reynolds purchased 46,297 shares of the stock in a transaction that occurred on Wednesday, December 31st. The stock was acquired at an average cost of $5.40 per share, for a total transaction of $250,003.80. Following the completion of the acquisition, the director owned 1,993,821 shares in the company, valued at $10,766,633.40. This represents a 2.38% increase in their position. Additional details regarding this purchase are available in the official SEC disclosure. Over the last 90 days, insiders purchased 382,438 shares of company stock valued at $2,045,197. 47.20% of the stock is owned by insiders.

Institutional Trading of First Guaranty Bancshares

An institutional investor recently raised its position in First Guaranty Bancshares stock. Acadian Asset Management LLC raised its stake in shares of First Guaranty Bancshares, Inc. (NASDAQ:FGBI) by 11.1% in the 1st quarter, according to its most recent 13F filing with the Securities & Exchange Commission. The fund owned 49,565 shares of the bank’s stock after purchasing an additional 4,956 shares during the period. Acadian Asset Management LLC owned 0.38% of First Guaranty Bancshares worth $379,000 as of its most recent filing with the Securities & Exchange Commission. 39.52% of the stock is owned by institutional investors and hedge funds.

Analysts Set New Price Targets

A number of research analysts have weighed in on the company. Weiss Ratings reissued a “sell (d)” rating on shares of First Guaranty Bancshares in a report on Thursday, January 22nd. Zacks Research upgraded shares of First Guaranty Bancshares from a “strong sell” rating to a “hold” rating in a research report on Monday, December 8th. One research analyst has rated the stock with a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat, First Guaranty Bancshares currently has a consensus rating of “Reduce”.

First Guaranty Bancshares Company Profile

First Guaranty Bancshares, Inc is a financial holding company headquartered in Hammond, Louisiana. Through its principal subsidiary, First Guaranty Bank, the company provides a diversified range of commercial and retail banking services. Founded in 1932, First Guaranty Bancshares has grown from a community mutual bank into a publicly traded institution listed on the Nasdaq under the ticker FGBI.

The company’s core business activities encompass traditional deposit products and lending solutions.