Sean Desmond Sells 16,047 Shares of nCino (NASDAQ:NCNO) Stock

nCino Inc. (NASDAQ:NCNO) CEO Sean Desmond sold 16,047 shares of the company’s stock in a transaction dated Tuesday, February 3rd. The stock was sold at an average price of $18.68, for a total value of $299,757.96. Following the transaction, the chief executive officer directly owned 602,550 shares of the company’s stock, valued at $11,255,634. This represents a 2.59% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website.

Sean Desmond also recently made the following trade(s):

• On Monday, January 5th, Sean Desmond sold 7,331 shares of nCino stock. The stock was sold at an average price of $24.51, for a total transaction of $179,682.81.
• On Friday, December 5th, Sean Desmond sold 7,331 shares of nCino stock. The shares were sold at an average price of $24.11, for a total transaction of $176,750.41.

nCino Stock Down 4.5%

Shares of nCino stock traded down $0.84 during trading hours on Thursday, reaching $17.97. 2,007,289 shares of the company’s stock were exchanged, compared to its average volume of 2,054,358. The company has a current ratio of 1.01, a quick ratio of 1.01 and a debt-to-equity ratio of 0.24. The company has a 50 day moving average of $24.44 and a two-hundred day moving average of $26.49. The stock has a market cap of $2.06 billion, a P/E ratio of -99.83, a P/E/G ratio of 3.69 and a beta of 0.55. nCino Inc. has a fifty-two week low of $17.69 and a fifty-two week high of $34.55.

nCino (NASDAQ:NCNO) last released its earnings results on Wednesday, December 3rd. The company reported $0.31 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.20 by $0.11. The business had revenue of $152.16 million for the quarter, compared to analyst estimates of $147.31 million. nCino had a positive return on equity of 2.28% and a negative net margin of 3.71%.nCino’s revenue was up 9.6% on a year-over-year basis. During the same quarter in the prior year, the company posted $0.21 earnings per share. nCino has set its FY 2026 guidance at 0.900-0.910 EPS and its Q4 2026 guidance at 0.210-0.220 EPS. On average, sell-side analysts forecast that nCino Inc. will post 0.12 EPS for the current fiscal year.

nCino announced that its board has approved a stock repurchase plan on Monday, December 8th that authorizes the company to repurchase $100.00 million in shares. This repurchase authorization authorizes the company to reacquire up to 3.7% of its shares through open market purchases. Shares repurchase plans are generally an indication that the company’s management believes its stock is undervalued.

More nCino News

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Q4 results and outlook were constructive — nCino beat Q4 revenue and EPS estimates, reported year-over-year revenue growth (~9.6%), and set FY2026 and Q4 2026 guidance (FY EPS 0.900–0.910). This underlying operational improvement is a supporting catalyst for the shares. MarketBeat: NCNO coverage
• Positive Sentiment: Board-authorized buyback — nCino’s board approved a $100 million repurchase program (roughly up to ~3.7% of shares), which signals management believes the stock is undervalued and can provide buy-side support over time. MarketBeat: NCNO buyback
• Neutral Sentiment: Mixed analyst landscape — consensus remains a moderate buy with a wide spread of ratings and an average price target notably above current levels; this creates both upside narrative and variability in near-term sentiment. MarketBeat: Analyst coverage
• Neutral Sentiment: Institutional ownership is high (≈95% held by institutions), which can amplify moves as funds rebalance; modest liquidity relative to historical trading ranges can exaggerate price moves. MarketBeat: Institutional holdings
• Negative Sentiment: Significant insider selling — multiple insiders sold large blocks on Feb 3–4 (CEO Sean Desmond, CFO Gregory Orenstein, director Pierre Naude, other officers). The concentrated insider sales (each several thousand shares, director sale ~$453k) are being interpreted by the market as a near-term negative signal and are pressuring the stock. InsiderTrades alert
• Negative Sentiment: Analyst downgrade — Zacks lowered NCNO from “strong-buy” to “hold,” which likely reduced buy-side conviction in the short term. Zacks downgrade
• Negative Sentiment: Press coverage highlights selling pressure — outlets are flagging the insider selling as a catalyst weighing on shares, amplifying the negative market reaction. AktienCheck: Insider selling story

Hedge Funds Weigh In On nCino

Hedge funds have recently bought and sold shares of the company. Farther Finance Advisors LLC lifted its holdings in shares of nCino by 186.4% during the 3rd quarter. Farther Finance Advisors LLC now owns 948 shares of the company’s stock worth $26,000 after acquiring an additional 617 shares during the period. CWM LLC raised its position in nCino by 255.8% during the fourth quarter. CWM LLC now owns 1,142 shares of the company’s stock valued at $29,000 after purchasing an additional 821 shares in the last quarter. Advisors Asset Management Inc. lifted its stake in nCino by 68.5% during the second quarter. Advisors Asset Management Inc. now owns 1,127 shares of the company’s stock worth $32,000 after purchasing an additional 458 shares during the last quarter. AlphaQuest LLC raised its holdings in shares of nCino by 5,022.2% during the 3rd quarter. AlphaQuest LLC now owns 1,383 shares of the company’s stock worth $37,000 after buying an additional 1,356 shares in the last quarter. Finally, Quarry LP raised its holdings in shares of nCino by 138.2% during the 3rd quarter. Quarry LP now owns 1,701 shares of the company’s stock worth $46,000 after buying an additional 987 shares in the last quarter. 94.76% of the stock is owned by institutional investors.

Wall Street Analysts Forecast Growth

A number of research firms have recently issued reports on NCNO. Piper Sandler cut their price objective on nCino from $34.00 to $30.00 and set a “neutral” rating for the company in a research report on Thursday, December 4th. Raymond James Financial upgraded shares of nCino from an “outperform” rating to a “strong-buy” rating and set a $36.00 price objective for the company in a research note on Monday, October 20th. Weiss Ratings reissued a “sell (d-)” rating on shares of nCino in a report on Thursday, January 22nd. William Blair raised shares of nCino from a “market perform” rating to an “outperform” rating in a report on Friday, October 10th. Finally, Barclays dropped their price target on shares of nCino from $37.00 to $34.00 and set an “overweight” rating for the company in a research report on Monday, January 5th. One research analyst has rated the stock with a Strong Buy rating, nine have assigned a Buy rating, nine have given a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat, the company presently has an average rating of “Moderate Buy” and a consensus price target of $33.27.

About nCino

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.