PCB Bancorp (NASDAQ:PCB) Issues Quarterly Earnings Results, Beats Expectations By $0.03 EPS

PCB Bancorp (NASDAQ:PCB) announced its quarterly earnings results on Thursday. The company reported $0.64 earnings per share for the quarter, topping the consensus estimate of $0.61 by $0.03, Zacks reports. The company had revenue of $29.17 million for the quarter, compared to analysts’ expectations of $29.33 million. PCB Bancorp had a net margin of 17.89% and a return on equity of 12.15%.

PCB Bancorp Trading Up 1.9%

NASDAQ PCB opened at $22.44 on Friday. PCB Bancorp has a twelve month low of $16.00 and a twelve month high of $24.04. The stock has a market cap of $320.02 million, a PE ratio of 8.73 and a beta of 0.54. The stock has a fifty day simple moving average of $22.22 and a 200-day simple moving average of $21.60.

PCB Bancorp Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Friday, February 20th. Shareholders of record on Friday, February 13th will be given a $0.22 dividend. This is an increase from PCB Bancorp’s previous quarterly dividend of $0.20. This represents a $0.88 dividend on an annualized basis and a yield of 3.9%. The ex-dividend date is Friday, February 13th. PCB Bancorp’s dividend payout ratio (DPR) is presently 31.13%.

Analyst Ratings Changes

PCB has been the topic of a number of analyst reports. Keefe, Bruyette & Woods lifted their price target on PCB Bancorp from $23.50 to $25.00 and gave the company a “market perform” rating in a report on Monday, October 27th. Piper Sandler raised their price objective on PCB Bancorp from $23.00 to $24.00 and gave the stock a “neutral” rating in a research report on Monday, October 27th. Weiss Ratings reiterated a “buy (b)” rating on shares of PCB Bancorp in a research note on Monday, December 29th. Finally, Wall Street Zen upgraded PCB Bancorp from a “hold” rating to a “buy” rating in a research note on Saturday, November 15th. One research analyst has rated the stock with a Buy rating and two have issued a Hold rating to the company’s stock. According to data from MarketBeat.com, PCB Bancorp has a consensus rating of “Hold” and a consensus price target of $24.50.

Key PCB Bancorp News

Here are the key news stories impacting PCB Bancorp this week:

• Positive Sentiment: Board raised the quarterly cash dividend to $0.22/share (10% increase), payable Feb 20 with an ex-dividend of Feb 13 — a direct return-of-capital boost that supports income-focused investors. PCB Bancorp Boosts Quarterly Dividend by 10%
• Positive Sentiment: Q4 EPS of $0.64 beat the consensus $0.61 and net income available to common shareholders was $9.1M — the headline beat and solid profitability metrics (ROE ~11.6%, net margin ~17%) are supportive for the stock. PCB Bancorp Reports Earnings for Q4 2025 and Full Year 2025
• Neutral Sentiment: Revenue for the quarter was $29.17M, slightly below the ~$29.33M analyst estimate — a modest miss that tempers the earnings beat but is not large enough to overturn the positive EPS surprise. PCB Bancorp Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
• Negative Sentiment: On a sequential basis, EPS declined from $0.78 in the prior quarter to $0.64 — investors focused on quarter-to-quarter trends may view this as a cautionary sign for near-term earnings momentum. PCB Bancorp: Q4 Earnings Snapshot

Institutional Trading of PCB Bancorp

Hedge funds and other institutional investors have recently bought and sold shares of the company. Rhumbline Advisers raised its stake in PCB Bancorp by 4.9% during the 2nd quarter. Rhumbline Advisers now owns 16,056 shares of the company’s stock valued at $337,000 after acquiring an additional 750 shares in the last quarter. Tower Research Capital LLC TRC increased its holdings in shares of PCB Bancorp by 88.2% during the second quarter. Tower Research Capital LLC TRC now owns 1,916 shares of the company’s stock valued at $40,000 after purchasing an additional 898 shares during the period. Russell Investments Group Ltd. raised its stake in shares of PCB Bancorp by 60.2% during the third quarter. Russell Investments Group Ltd. now owns 2,852 shares of the company’s stock valued at $60,000 after purchasing an additional 1,072 shares in the last quarter. Bridgeway Capital Management LLC raised its stake in shares of PCB Bancorp by 1.1% during the third quarter. Bridgeway Capital Management LLC now owns 147,127 shares of the company’s stock valued at $3,090,000 after purchasing an additional 1,668 shares in the last quarter. Finally, Alliancebernstein L.P. lifted its holdings in PCB Bancorp by 1.7% in the third quarter. Alliancebernstein L.P. now owns 117,129 shares of the company’s stock worth $2,460,000 after purchasing an additional 2,000 shares during the period. 33.04% of the stock is owned by institutional investors.

About PCB Bancorp

PCB Bancorp is the bank holding company for Pacific City Bank, a California-chartered bank founded in 1999 and headquartered in Torrance, California. As the parent of an FDIC-insured institution, PCB Bancorp oversees a community-focused banking franchise that serves both retail customers and commercial enterprises. The company’s strategy emphasizes personalized service and deep market knowledge to meet the evolving needs of individuals, families and businesses in Southern California.

Through its subsidiary Pacific City Bank, PCB Bancorp offers a broad range of financial products and services, including deposit accounts, commercial real estate and construction lending, residential mortgages, trade finance, treasury management and wealth advisory solutions.