CPB (NYSE:CPF) Issues Quarterly Earnings Results

CPB (NYSE:CPF) released its quarterly earnings data on Wednesday. The financial services provider reported $0.85 earnings per share for the quarter, topping analysts’ consensus estimates of $0.73 by $0.12, Zacks reports. The company had revenue of $76.29 million for the quarter, compared to analysts’ expectations of $75.43 million. CPB had a net margin of 21.17% and a return on equity of 13.64%.

Here are the key takeaways from CPB’s conference call:

• The company reported improved profitability with Q4 net income of $22.9 million ($0.85 per share) and FY2025 net income of $77.5 million ($2.86), core EPS up 24% year-over-year, a NIM of 3.56%, and guidance for ~4–6% growth in net interest income for 2026.
• Core deposits grew by $78 million in Q4, the average deposit cost fell to 0.94% (spot rate 0.89% at 12/31), non‑interest deposits remain a sizable 29% of total deposits, and management expects deposit beta around 25–30%.
• Total loans declined $78 million in Q4 (down $44 million for the year) with ~$250 million of Q4 runoff driven by large construction/commercial payoffs and delayed fundings; the bank guides conservatively to low‑single‑digit net loan growth in 2026, with early‑year growth likely slower and weighted to the back half.
• Shareholder returns were prioritized as management repurchased ~530,000 shares ($16.3 million) in Q4 (788,000 shares / $23.3M in 2025) and received a board authorization of up to $55 million for 2026 buybacks while raising the quarterly dividend to $0.29 per share.
• Asset quality and capital remain healthy with NPAs of $14.4 million (19 bps of assets), annualized net charge-offs of $2.5 million (18 bps), a modest provision of $2.4 million, and total risk‑based capital at 14.8%, supporting cautious portfolio growth.

CPB Stock Performance

CPF traded up $0.09 during trading on Friday, hitting $31.93. The stock had a trading volume of 10,353 shares, compared to its average volume of 143,072. CPB has a twelve month low of $23.16 and a twelve month high of $34.67. The firm has a market capitalization of $856.68 million, a P/E ratio of 11.16 and a beta of 0.95. The company has a debt-to-equity ratio of 0.13, a quick ratio of 0.86 and a current ratio of 0.85. The company’s 50-day moving average price is $31.54 and its 200 day moving average price is $30.06.

CPB Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Monday, March 16th. Investors of record on Friday, February 27th will be given a $0.29 dividend. This is a positive change from CPB’s previous quarterly dividend of $0.28. The ex-dividend date is Friday, February 27th. This represents a $1.16 dividend on an annualized basis and a yield of 3.6%. CPB’s payout ratio is 39.16%.

Institutional Inflows and Outflows

Several large investors have recently added to or reduced their stakes in the company. Quarry LP increased its position in CPB by 3,169.6% during the 3rd quarter. Quarry LP now owns 1,504 shares of the financial services provider’s stock worth $46,000 after purchasing an additional 1,458 shares during the period. iSAM Funds UK Ltd purchased a new position in CPB in the third quarter worth $62,000. CIBC Private Wealth Group LLC acquired a new stake in CPB in the third quarter valued at $62,000. Tower Research Capital LLC TRC boosted its position in shares of CPB by 369.4% during the 2nd quarter. Tower Research Capital LLC TRC now owns 4,065 shares of the financial services provider’s stock worth $114,000 after purchasing an additional 3,199 shares in the last quarter. Finally, Virtus Advisers LLC acquired a new position in shares of CPB during the 3rd quarter worth $226,000. 88.42% of the stock is owned by hedge funds and other institutional investors.

Wall Street Analysts Forecast Growth

Several analysts have recently weighed in on the company. Weiss Ratings reissued a “buy (b)” rating on shares of CPB in a report on Monday, December 29th. Keefe, Bruyette & Woods began coverage on CPB in a research report on Wednesday, October 8th. They set a “market perform” rating and a $34.00 price target on the stock. Two equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and an average target price of $34.50.

CPB Company Profile

Charoen Pokphand Foods Public Company Limited (NYSE: CPF) is a Thailand‐based integrated agro‐industrial and food conglomerate. Headquartered in Bangkok, the company is a subsidiary of the Charoen Pokphand Group and has grown into one of the world’s leading producers of livestock feed, meat and seafood products. CPF’s businesses span animal feed milling, animal breeding and hatchery operations, meat and seafood processing, and the distribution of fresh, frozen and value‐added food products.

CPF’s product portfolio includes poultry, swine and aquaculture feed; fresh and frozen chicken and pork; shrimp and other seafood; as well as ready‐to‐eat and ready‐to‐cook food items.