Contrasting Omni Financial Services (OTCMKTS:OFSI) & Seacoast Banking Corporation of Florida (NASDAQ:SBCF)

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) and Omni Financial Services (OTCMKTS:OFSI) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership and profitability.

Volatility and Risk

Seacoast Banking Corporation of Florida has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Comparatively, Omni Financial Services has a beta of 3.01, meaning that its stock price is 201% more volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings for Seacoast Banking Corporation of Florida and Omni Financial Services, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Seacoast Banking Corporation of Florida	0	5	2	0	2.29
Omni Financial Services	0	0	0	0	0.00

Seacoast Banking Corporation of Florida presently has a consensus target price of $31.50, indicating a potential downside of 3.70%. Given Omni Financial Services’ higher probable upside, analysts clearly believe Omni Financial Services is more favorable than Seacoast Banking Corporation of Florida.

Earnings & Valuation

This table compares Seacoast Banking Corporation of Florida and Omni Financial Services”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Seacoast Banking Corporation of Florida	$582.24 million	5.50	$120.99 million	$1.69	19.36
Omni Financial Services	N/A	N/A	N/A	N/A	N/A

Seacoast Banking Corporation of Florida has higher revenue and earnings than Omni Financial Services.

Institutional & Insider Ownership

81.8% of Seacoast Banking Corporation of Florida shares are owned by institutional investors. 1.6% of Seacoast Banking Corporation of Florida shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Seacoast Banking Corporation of Florida and Omni Financial Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Seacoast Banking Corporation of Florida	16.93%	7.16%	1.02%
Omni Financial Services	N/A	N/A	N/A

Summary

Seacoast Banking Corporation of Florida beats Omni Financial Services on 8 of the 10 factors compared between the two stocks.

About Seacoast Banking Corporation of Florida

Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.