Zacks Research Estimates NMI’s Q3 Earnings (NASDAQ:NMIH)

NMI Holdings Inc (NASDAQ:NMIH) – Stock analysts at Zacks Research dropped their Q3 2026 earnings per share estimates for shares of NMI in a research report issued to clients and investors on Thursday, December 11th. Zacks Research analyst Team now anticipates that the financial services provider will earn $1.27 per share for the quarter, down from their prior estimate of $1.28. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2026 earnings at $1.27 EPS, FY2026 earnings at $5.03 EPS, Q1 2027 earnings at $1.38 EPS, Q2 2027 earnings at $1.39 EPS and FY2027 earnings at $5.46 EPS.

Several other brokerages have also recently issued reports on NMIH. Barclays reaffirmed a “cautious” rating on shares of NMI in a research report on Monday, October 6th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of NMI in a research report on Wednesday, October 8th. Finally, JPMorgan Chase & Co. cut their price objective on shares of NMI from $43.00 to $42.00 and set an “overweight” rating on the stock in a research note on Wednesday, November 5th. Three research analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. Based on data from MarketBeat, NMI presently has a consensus rating of “Moderate Buy” and a consensus target price of $41.20.

NMI Price Performance

Shares of NMIH stock opened at $40.13 on Monday. NMI has a one year low of $31.90 and a one year high of $43.20. The company has a market capitalization of $3.08 billion, a P/E ratio of 8.40, a P/E/G ratio of 1.23 and a beta of 0.66. The company’s 50-day simple moving average is $37.13 and its two-hundred day simple moving average is $38.61. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.86 and a quick ratio of 0.86.

NMI (NASDAQ:NMIH) last issued its quarterly earnings data on Tuesday, November 4th. The financial services provider reported $1.21 EPS for the quarter, hitting analysts’ consensus estimates of $1.21. NMI had a net margin of 55.02% and a return on equity of 16.08%. The business had revenue of $171.56 million during the quarter, compared to analysts’ expectations of $177.01 million. During the same period last year, the company posted $1.15 EPS. The business’s revenue was up 7.6% on a year-over-year basis.

Insiders Place Their Bets

In other news, Director Michael J. Embler sold 20,000 shares of the business’s stock in a transaction that occurred on Wednesday, November 19th. The stock was sold at an average price of $36.90, for a total value of $738,000.00. Following the completion of the sale, the director directly owned 46,046 shares in the company, valued at $1,699,097.40. The trade was a 30.28% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. Insiders own 3.00% of the company’s stock.

Institutional Investors Weigh In On NMI

Several institutional investors and hedge funds have recently added to or reduced their stakes in the stock. Tudor Investment Corp ET AL lifted its holdings in NMI by 62.6% during the third quarter. Tudor Investment Corp ET AL now owns 368,840 shares of the financial services provider’s stock valued at $14,141,000 after purchasing an additional 142,065 shares in the last quarter. Allworth Financial LP boosted its holdings in NMI by 196.0% in the 3rd quarter. Allworth Financial LP now owns 660 shares of the financial services provider’s stock worth $25,000 after buying an additional 437 shares during the last quarter. CIBC Bancorp USA Inc. purchased a new stake in NMI during the 3rd quarter worth approximately $320,000. Centaurus Financial Inc. raised its holdings in shares of NMI by 12.2% during the third quarter. Centaurus Financial Inc. now owns 7,172 shares of the financial services provider’s stock valued at $275,000 after acquiring an additional 778 shares during the last quarter. Finally, Wilmington Savings Fund Society FSB lifted its position in shares of NMI by 1,308.1% in the third quarter. Wilmington Savings Fund Society FSB now owns 1,915 shares of the financial services provider’s stock valued at $73,000 after acquiring an additional 1,779 shares in the last quarter. Hedge funds and other institutional investors own 94.12% of the company’s stock.

NMI Company Profile

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.