Contrasting ChoiceOne Financial Services (NASDAQ:COFS) & Vinci Compass Investments (NASDAQ:VINP)

Vinci Compass Investments (NASDAQ:VINP) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, risk, valuation, analyst recommendations, profitability and earnings.

Institutional & Insider Ownership

34.1% of Vinci Compass Investments shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 49.3% of Vinci Compass Investments shares are owned by company insiders. Comparatively, 5.9% of ChoiceOne Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Volatility and Risk

Vinci Compass Investments has a beta of 0.12, meaning that its share price is 88% less volatile than the S&P 500. Comparatively, ChoiceOne Financial Services has a beta of 0.59, meaning that its share price is 41% less volatile than the S&P 500.

Valuation and Earnings

This table compares Vinci Compass Investments and ChoiceOne Financial Services”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vinci Compass Investments	$111.41 million	6.61	$21.92 million	$0.47	24.47
ChoiceOne Financial Services	$139.10 million	3.17	$26.73 million	$1.37	21.43

ChoiceOne Financial Services has higher revenue and earnings than Vinci Compass Investments. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than Vinci Compass Investments, indicating that it is currently the more affordable of the two stocks.

Dividends

Vinci Compass Investments pays an annual dividend of $0.60 per share and has a dividend yield of 5.2%. ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.8%. Vinci Compass Investments pays out 127.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ChoiceOne Financial Services pays out 81.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ChoiceOne Financial Services has increased its dividend for 13 consecutive years.

Analyst Recommendations

This is a summary of recent recommendations for Vinci Compass Investments and ChoiceOne Financial Services, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vinci Compass Investments	0	1	3	0	2.75
ChoiceOne Financial Services	0	2	3	0	2.60

Vinci Compass Investments currently has a consensus price target of $13.33, indicating a potential upside of 15.94%. ChoiceOne Financial Services has a consensus price target of $37.00, indicating a potential upside of 26.04%. Given ChoiceOne Financial Services’ higher possible upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Vinci Compass Investments.

Profitability

This table compares Vinci Compass Investments and ChoiceOne Financial Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Vinci Compass Investments	20.11%	14.21%	7.74%
ChoiceOne Financial Services	10.57%	12.11%	1.20%

Summary

Vinci Compass Investments beats ChoiceOne Financial Services on 9 of the 16 factors compared between the two stocks.

About Vinci Compass Investments

Vinci Partners Investments Ltd. operates as an asset management firm in Brazil. The company focuses on private markets, liquid strategies, investment products and solutions, and retirement services. It offers private equity, infrastructure, real estate, credit, special situations, equities, hedge funds, and investment products and solutions comprising portfolio and management services. In addition, the company financial and strategic advisory services, focusing on IPO advisory and mergers and acquisition transactions to entrepreneurs, corporate senior management teams, and boards of directors. Vinci Partners Investments Ltd. was founded in 2009 and is based in Rio de Janeiro, Brazil.

About ChoiceOne Financial Services

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers alternative investment products, which include annuities and mutual funds; and sells insurance policies, such as life and health for commercial and consumer clients. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.