Financial Contrast: GoHealth (NASDAQ:GOCO) versus AIA (OTCMKTS:AAGIY)

GoHealth (NASDAQ:GOCO) and AIA (OTCMKTS:AAGIY) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, profitability, institutional ownership, earnings, valuation, dividends and analyst recommendations.

Analyst Recommendations

This is a summary of recent ratings and price targets for GoHealth and AIA, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
GoHealth	1	1	1	0	2.00
AIA	0	0	0	0	0.00

GoHealth currently has a consensus price target of $12.00, suggesting a potential upside of 203.03%. Given GoHealth’s stronger consensus rating and higher probable upside, research analysts clearly believe GoHealth is more favorable than AIA.

Profitability

This table compares GoHealth and AIA’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
GoHealth	-3.21%	-8.74%	-2.26%
AIA	N/A	N/A	N/A

Insider and Institutional Ownership

24.2% of GoHealth shares are owned by institutional investors. Comparatively, 0.2% of AIA shares are owned by institutional investors. 34.0% of GoHealth shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares GoHealth and AIA”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
GoHealth	$798.89 million	0.14	-$2.93 million	($3.60)	-1.10
AIA	$19.31 billion	5.30	$6.84 billion	N/A	N/A

AIA has higher revenue and earnings than GoHealth.

Risk and Volatility

GoHealth has a beta of 1.62, suggesting that its stock price is 62% more volatile than the S&P 500. Comparatively, AIA has a beta of 0.39, suggesting that its stock price is 61% less volatile than the S&P 500.

About GoHealth

GoHealth, Inc. operates as a health insurance marketplace and Medicare-focused digital health company in the United States. The company operates a technology platform that leverages machine-learning algorithms of insurance behavioral data to optimize the process for helping individuals find the health insurance plan for their specific needs. It provides Medicare plans, including Medicare Advantage, Medicare Supplement and Prescription Drug, and Medicare Special Needs Plans. The company also offers partner marketing services. It sells its products through carriers and online platform, as well as independent and external agencies. The company was founded in 2001 and is headquartered in Chicago, Illinois.

About AIA

AIA Group Limited, together with its subsidiaries, provides life insurance based financial services. The company offers life insurance, accident, and health insurance and savings plans; and employee benefits, credit life, and pension services to corporate clients. It is also involved in the distribution of investment and other financial services products. The company sells its products through a network of agents and partners in Mainland China, Hong Kong, Macau, Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan, Brunei, Vietnam, and India. AIA Group Limited was founded in 1919 and is based in Wan Chai, Hong Kong.