NBT Bancorp (NBTB) to Release Quarterly Earnings on Monday

NBT Bancorp (NASDAQ:NBTB) will likely be issuing its Q3 2025 results after the market closes on Monday, October 27th. Analysts expect the company to announce earnings of $0.98 per share and revenue of $183.8720 million for the quarter. Parties may visit the the company’s upcoming Q3 2025 earningresults page for the latest details on the call scheduled for Tuesday, October 28, 2025 at 10:00 AM ET.

NBT Bancorp (NASDAQ:NBTB) last released its quarterly earnings results on Monday, July 28th. The bank reported $0.88 earnings per share for the quarter, topping the consensus estimate of $0.82 by $0.06. The business had revenue of $171.15 million during the quarter, compared to analysts’ expectations of $171.04 million. NBT Bancorp had a return on equity of 9.81% and a net margin of 16.10%. On average, analysts expect NBT Bancorp to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

NBT Bancorp Stock Performance

NASDAQ:NBTB opened at $40.92 on Friday. The stock has a market cap of $2.14 billion, a P/E ratio of 14.77 and a beta of 0.54. The stock has a 50 day simple moving average of $42.46 and a 200 day simple moving average of $42.13. The company has a current ratio of 0.88, a quick ratio of 0.88 and a debt-to-equity ratio of 0.17. NBT Bancorp has a 1-year low of $37.31 and a 1-year high of $52.44.

NBT Bancorp Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Monday, September 15th. Investors of record on Monday, September 1st were issued a dividend of $0.37 per share. This represents a $1.48 annualized dividend and a yield of 3.6%. The ex-dividend date of this dividend was Friday, August 29th. This is an increase from NBT Bancorp’s previous quarterly dividend of $0.34. NBT Bancorp’s payout ratio is 53.43%.

Insider Activity

In other news, Director David J. Nasca sold 19,603 shares of NBT Bancorp stock in a transaction on Wednesday, August 13th. The stock was sold at an average price of $43.42, for a total value of $851,162.26. Following the transaction, the director owned 82,910 shares in the company, valued at approximately $3,599,952.20. This trade represents a 19.12% decrease in their position. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Insiders own 3.03% of the company’s stock.

Hedge Funds Weigh In On NBT Bancorp

Several hedge funds and other institutional investors have recently modified their holdings of the business. EverSource Wealth Advisors LLC increased its stake in shares of NBT Bancorp by 1,645.9% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 646 shares of the bank’s stock valued at $27,000 after purchasing an additional 609 shares during the last quarter. Smartleaf Asset Management LLC boosted its holdings in shares of NBT Bancorp by 23.0% during the 2nd quarter. Smartleaf Asset Management LLC now owns 3,316 shares of the bank’s stock valued at $139,000 after acquiring an additional 620 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its holdings in shares of NBT Bancorp by 2.5% during the 2nd quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 28,077 shares of the bank’s stock valued at $1,167,000 after acquiring an additional 689 shares in the last quarter. California State Teachers Retirement System boosted its holdings in shares of NBT Bancorp by 1.8% during the 2nd quarter. California State Teachers Retirement System now owns 43,842 shares of the bank’s stock valued at $1,822,000 after acquiring an additional 773 shares in the last quarter. Finally, Curi Capital LLC boosted its holdings in shares of NBT Bancorp by 14.3% during the 2nd quarter. Curi Capital LLC now owns 17,143 shares of the bank’s stock valued at $712,000 after acquiring an additional 2,143 shares in the last quarter. Institutional investors own 58.46% of the company’s stock.

Wall Street Analysts Forecast Growth

A number of equities analysts have commented on NBTB shares. Piper Sandler set a $47.00 price objective on NBT Bancorp and gave the stock an “overweight” rating in a research note on Tuesday, October 14th. Wall Street Zen upgraded NBT Bancorp from a “sell” rating to a “hold” rating in a research note on Saturday, August 2nd. Weiss Ratings restated a “hold (c+)” rating on shares of NBT Bancorp in a research note on Wednesday, October 8th. Finally, DA Davidson lowered NBT Bancorp from a “strong-buy” rating to a “hold” rating in a research note on Monday, October 20th. Two equities research analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the stock. According to MarketBeat, the stock has a consensus rating of “Hold” and an average target price of $52.00.

About NBT Bancorp

NBT Bancorp Inc, a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans.