Bay Commercial Bank (BCML) Projected to Post Earnings on Thursday

Bay Commercial Bank (NASDAQ:BCML) is projected to release its Q3 2025 results before the market opens on Thursday, October 16th. Analysts expect Bay Commercial Bank to post earnings of $0.53 per share and revenue of $23.6670 million for the quarter. Investors may review the information on the company’s upcoming Q3 2025 earningreport for the latest details on the call scheduled for Friday, October 24, 2025 at 4:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML) last announced its quarterly earnings results on Thursday, July 17th. The company reported $0.58 earnings per share for the quarter, beating analysts’ consensus estimates of $0.55 by $0.03. The business had revenue of $24.67 million for the quarter, compared to the consensus estimate of $23.53 million. Bay Commercial Bank had a net margin of 17.36% and a return on equity of 7.41%. On average, analysts expect Bay Commercial Bank to post $2 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Bay Commercial Bank Stock Up 2.9%

Shares of NASDAQ BCML opened at $28.48 on Wednesday. Bay Commercial Bank has a 52-week low of $22.22 and a 52-week high of $30.96. The company has a debt-to-equity ratio of 0.22, a quick ratio of 1.05 and a current ratio of 1.05. The stock has a market cap of $311.00 million, a P/E ratio of 13.06 and a beta of 0.53. The firm has a 50 day moving average price of $29.07 and a 200 day moving average price of $27.57.

Bay Commercial Bank Increases Dividend

The company also recently disclosed a quarterly dividend, which was paid on Thursday, October 9th. Investors of record on Thursday, September 11th were given a $0.25 dividend. The ex-dividend date was Thursday, September 11th. This represents a $1.00 dividend on an annualized basis and a dividend yield of 3.5%. This is an increase from Bay Commercial Bank’s previous quarterly dividend of $0.20. Bay Commercial Bank’s dividend payout ratio is currently 45.87%.

Analyst Upgrades and Downgrades

BCML has been the topic of several recent analyst reports. Wall Street Zen upgraded Bay Commercial Bank from a “sell” rating to a “hold” rating in a report on Sunday, June 29th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Bay Commercial Bank in a research report on Wednesday, October 8th. Finally, DA Davidson increased their target price on Bay Commercial Bank from $30.00 to $32.00 and gave the stock a “buy” rating in a research note on Monday, July 21st. Two equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company’s stock. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and an average target price of $31.50.

Institutional Investors Weigh In On Bay Commercial Bank

Hedge funds and other institutional investors have recently bought and sold shares of the company. Alliancebernstein L.P. boosted its position in Bay Commercial Bank by 2.7% during the 2nd quarter. Alliancebernstein L.P. now owns 450,874 shares of the company’s stock worth $12,494,000 after acquiring an additional 11,647 shares during the last quarter. Empowered Funds LLC lifted its position in shares of Bay Commercial Bank by 8.2% in the first quarter. Empowered Funds LLC now owns 37,226 shares of the company’s stock worth $937,000 after purchasing an additional 2,827 shares in the last quarter. Ameriprise Financial Inc. lifted its position in shares of Bay Commercial Bank by 3.7% in the second quarter. Ameriprise Financial Inc. now owns 23,639 shares of the company’s stock worth $655,000 after purchasing an additional 852 shares in the last quarter. Jane Street Group LLC acquired a new position in Bay Commercial Bank during the first quarter worth $454,000. Finally, Rhumbline Advisers grew its position in Bay Commercial Bank by 3.5% in the second quarter. Rhumbline Advisers now owns 16,673 shares of the company’s stock valued at $462,000 after purchasing an additional 564 shares in the last quarter. Institutional investors and hedge funds own 66.16% of the company’s stock.

Bay Commercial Bank Company Profile

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection.