Tenet Fintech Group (OTCMKTS:PKKFF) & Corpay (NYSE:CPAY) Head to Head Survey

Tenet Fintech Group (OTCMKTS:PKKFF) and Corpay (NYSE:CPAY) are both business services companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, profitability, risk, analyst recommendations, institutional ownership, dividends and earnings.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Tenet Fintech Group and Corpay, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tenet Fintech Group	0	0	0	0	0.00
Corpay	0	5	9	0	2.64

Corpay has a consensus target price of $399.43, indicating a potential upside of 35.25%. Given Corpay’s stronger consensus rating and higher probable upside, analysts plainly believe Corpay is more favorable than Tenet Fintech Group.

Volatility and Risk

Tenet Fintech Group has a beta of 1.87, indicating that its stock price is 87% more volatile than the S&P 500. Comparatively, Corpay has a beta of 1, indicating that its stock price has a similar volatility profile to the S&P 500.

Institutional and Insider Ownership

0.3% of Tenet Fintech Group shares are owned by institutional investors. Comparatively, 98.8% of Corpay shares are owned by institutional investors. 5.0% of Corpay shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Earnings & Valuation

This table compares Tenet Fintech Group and Corpay”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tenet Fintech Group	$31.17 million	0.43	-$56.92 million	($0.32)	-0.17
Corpay	$3.97 billion	5.25	$1.00 billion	$14.72	20.06

Corpay has higher revenue and earnings than Tenet Fintech Group. Tenet Fintech Group is trading at a lower price-to-earnings ratio than Corpay, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Tenet Fintech Group and Corpay’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tenet Fintech Group	N/A	N/A	N/A
Corpay	25.17%	39.13%	7.20%

Summary

Corpay beats Tenet Fintech Group on 13 of the 14 factors compared between the two stocks.

About Tenet Fintech Group

Tenet Fintech Group Inc., through its subsidiaries, provides various analytics and AI-based services to small-and-medium businesses and financial institutions. It offers Business Hub, a global ecosystem where analytics and AI are used to create opportunities and facilitate B2B transactions among its members. The company was formerly known as Peak Fintech Group Inc. and changed its name to Tenet Fintech Group Inc. in November 2021. Tenet Fintech Group Inc. was incorporated in 2008 and is headquartered in Toronto, Canada.

About Corpay

Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in March 2024. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.