Financial Comparison: Westbury Bancorp (OTCMKTS:WBBW) vs. West Bancorporation (NASDAQ:WTBA)

Westbury Bancorp (OTCMKTS:WBBW) and West Bancorporation (NASDAQ:WTBA) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, profitability, valuation, earnings and analyst recommendations.

Earnings and Valuation

This table compares Westbury Bancorp and West Bancorporation”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Westbury Bancorp	$34.41 million	1.76	$7.99 million	N/A	N/A
West Bancorporation	$83.15 million	3.90	$24.05 million	$1.54	12.43

West Bancorporation has higher revenue and earnings than Westbury Bancorp.

Analyst Recommendations

This is a summary of recent ratings for Westbury Bancorp and West Bancorporation, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Westbury Bancorp	0	0	0	0	0.00
West Bancorporation	0	1	0	0	2.00

West Bancorporation has a consensus target price of $23.00, indicating a potential upside of 20.17%. Given West Bancorporation’s stronger consensus rating and higher possible upside, analysts plainly believe West Bancorporation is more favorable than Westbury Bancorp.

Institutional and Insider Ownership

0.3% of Westbury Bancorp shares are held by institutional investors. Comparatively, 44.3% of West Bancorporation shares are held by institutional investors. 10.9% of Westbury Bancorp shares are held by company insiders. Comparatively, 4.6% of West Bancorporation shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Westbury Bancorp and West Bancorporation’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Westbury Bancorp	N/A	N/A	N/A
West Bancorporation	12.12%	10.56%	0.61%

Volatility & Risk

Westbury Bancorp has a beta of -0.04, indicating that its share price is 104% less volatile than the S&P 500. Comparatively, West Bancorporation has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500.

Summary

West Bancorporation beats Westbury Bancorp on 10 of the 11 factors compared between the two stocks.

About Westbury Bancorp

Westbury Bancorp, Inc. operates as a holding company for Westbury Bank that provides various community banking and financial products and services for individuals, families, and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and term certificate accounts; personal, mortgage, one-to four-family residential real estate, multi-family, commercial business, loans, commercial real estate loans, and construction loans; credit cards; and online and mobile banking services. Westbury Bancorp, Inc. was founded in 1926 and is headquartered in Waukesha, Wisconsin.

About West Bancorporation

West Bancorporation, Inc. operates as the financial holding company provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. It offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. The company also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate; and 1-4 family residential mortgages and home equity loans. In addition, it offers online and mobile banking, treasury management services including cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services; merchant credit card processing and corporate credit cards; and administration of estates, conservatorships, personal trusts, and agency accounts. The company was founded in 1893 and is headquartered in West Des Moines, Iowa.