Critical Analysis: Phreesia (NYSE:PHR) vs. RTCORE (OTCMKTS:RTME)

Phreesia (NYSE:PHR) and RTCORE (OTCMKTS:RTME) are both small-cap medical companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, risk, dividends and institutional ownership.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Phreesia and RTCORE, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Phreesia	0	0	13	0	3.00
RTCORE	0	0	0	0	0.00

Phreesia presently has a consensus price target of $31.23, suggesting a potential upside of 22.53%. Given Phreesia’s stronger consensus rating and higher possible upside, research analysts clearly believe Phreesia is more favorable than RTCORE.

Profitability

This table compares Phreesia and RTCORE’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Phreesia	-20.43%	-32.78%	-22.37%
RTCORE	N/A	N/A	N/A

Insider and Institutional Ownership

92.1% of Phreesia shares are held by institutional investors. 5.8% of Phreesia shares are held by insiders. Comparatively, 41.3% of RTCORE shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Phreesia and RTCORE”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Phreesia	$405.14 million	3.66	-$136.88 million	($1.47)	-17.34
RTCORE	N/A	N/A	N/A	N/A	N/A

RTCORE has lower revenue, but higher earnings than Phreesia.

Risk & Volatility

Phreesia has a beta of 1.03, indicating that its share price is 3% more volatile than the S&P 500. Comparatively, RTCORE has a beta of 8.34, indicating that its share price is 734% more volatile than the S&P 500.

About Phreesia

Phreesia, Inc. provides an integrated SaaS-based software and payment platform for the healthcare industry in the United States and Canada. The company offers access solutions that offers appointment scheduling system for online appointments, reminders, and referral tracking management; registration solution to automate patient self-registration; revenue cycle solution, which offer insurance-verification processes, point-of-sale payments applications, post-visit payment collection, and flexible payment options; and network connect solution to deliver clinically relevant content to patients. The company deploys its platform in a range of modalities, such as Phreesia Mobile, a patients' mobile device; Phreesia Dashboard, a web-based dashboard for healthcare services clients; PhreesiaPads, a self-service intake tablets; and Arrivals Kiosks, an on-site kiosks. It serves patients; single-specialty practices, multi-specialty groups, and health systems; and pharmaceutical, medical device, and biotechnology companies. The company was incorporated in 2005 and is based in Wilmington, Delaware.

About RTCORE

RTCORE Inc provides software solutions. It engages in the development of Real Time Core Processing System, a cloud-native software to displace the monolithic systems plaguing industries worldwide. The company was formerly known as iSocialy, Inc. and changed its name to RTCORE Inc in September 2020. RTCORE Inc is headquartered in Charlotte, North Carolina.