Head to Head Comparison: Banco Latinoamericano de Comercio Exterior (NYSE:BLX) vs. Flywire (NASDAQ:FLYW)

Banco Latinoamericano de Comercio Exterior (NYSE:BLX) and Flywire (NASDAQ:FLYW) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, valuation, dividends, analyst recommendations, profitability, institutional ownership and earnings.

Profitability

This table compares Banco Latinoamericano de Comercio Exterior and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Latinoamericano de Comercio Exterior	27.91%	13.96%	1.68%
Flywire	4.77%	4.08%	2.81%

Earnings & Valuation

This table compares Banco Latinoamericano de Comercio Exterior and Flywire”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Latinoamericano de Comercio Exterior	$836.85 million	2.23	$226.88 million	$6.06	8.26
Flywire	$623.03 million	4.21	$13.50 million	$0.60	35.95

Banco Latinoamericano de Comercio Exterior has higher revenue and earnings than Flywire. Banco Latinoamericano de Comercio Exterior is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

19.5% of Banco Latinoamericano de Comercio Exterior shares are owned by institutional investors. Comparatively, 95.9% of Flywire shares are owned by institutional investors. 0.2% of Banco Latinoamericano de Comercio Exterior shares are owned by company insiders. Comparatively, 5.0% of Flywire shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Banco Latinoamericano de Comercio Exterior and Flywire, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Latinoamericano de Comercio Exterior	0	0	0	1	4.00
Flywire	0	8	7	0	2.47

Flywire has a consensus price target of $22.27, indicating a potential upside of 3.24%. Given Flywire’s higher possible upside, analysts clearly believe Flywire is more favorable than Banco Latinoamericano de Comercio Exterior.

Volatility and Risk

Banco Latinoamericano de Comercio Exterior has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500. Comparatively, Flywire has a beta of 1.32, suggesting that its share price is 32% more volatile than the S&P 500.

Summary

Flywire beats Banco Latinoamericano de Comercio Exterior on 8 of the 15 factors compared between the two stocks.

About Banco Latinoamericano de Comercio Exterior

Banco Latinoamericano de Comercio Exterior, S. A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates in two segments, Commercial and Treasury. It offers bilateral loans; structured loans including syndicated and clubbed, such as acquisition and pre-export financing, A/B loan financing, bridge loans, and liability management; and project financing. The company also provides letter of credit comprising import and export letters of credit, and credit discounting and financing, as well as usance payable at sight; stand-by services; bank guarantees, including first demand and local guarantees; import and export documentary collection; irrevocable reimbursement undertaking; and canal tolls. In addition, it offers liquidity and investment solutions, such as time deposits, DDA accounts, Yankee certificate of deposits, and EMTN private placement services, as well as supply chain finance services. The company primarily serves financial institutions, corporations, and sovereigns and state-owned entities. Banco Latinoamericano de Comercio Exterior, S. A.was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S. A. in June 2009. The company was founded in 1975 and is headquartered in Panama City, the Republic of Panama.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.