Northland Securities Comments on OneMain FY2027 Earnings

OneMain Holdings, Inc. (NYSE:OMF) – Equities researchers at Northland Securities lowered their FY2027 EPS estimates for OneMain in a research note issued on Friday, October 30th. Northland Securities analyst M. Grondahl now forecasts that the financial services provider will post earnings of $8.25 per share for the year, down from their prior estimate of $8.32. The consensus estimate for OneMain’s current full-year earnings is $6.73 per share.

OneMain (NYSE:OMF) last issued its quarterly earnings data on Friday, October 30th. The financial services provider reported $1.51 earnings per share for the quarter, missing the consensus estimate of $1.56 by ($0.05). The business had revenue of $1.70 billion during the quarter, compared to the consensus estimate of $1.34 billion. OneMain had a return on equity of 23.49% and a net margin of 13.92%. During the same period in the prior year, the firm earned $1.90 EPS.

A number of other equities research analysts have also commented on OMF. Barclays reduced their price target on OneMain from $60.00 to $59.00 and set an “equal weight” rating on the stock in a research report on Monday. Citizens Jmp raised their price objective on OneMain from $68.00 to $70.00 and gave the stock a “market outperform” rating in a research report on Thursday, July 30th. Truist Financial lifted their price objective on OneMain from $70.00 to $71.00 and gave the stock a “buy” rating in a research note on Thursday, July 30th. Evercore set a $60.00 price objective on OneMain in a research note on Thursday, October 1st. Finally, JPMorgan Chase & Co. increased their target price on shares of OneMain from $52.00 to $56.00 and gave the company an “underweight” rating in a research report on Monday. Nine analysts have rated the stock with a Buy rating, three have given a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat.com, OneMain presently has a consensus rating of “Moderate Buy” and an average target price of $67.18.

OneMain Stock Up 1.2%

Shares of NYSE:OMF opened at $57.22 on Tuesday. The firm has a market cap of $6.58 billion, a P/E ratio of 8.54, a P/E/G ratio of 0.65 and a beta of 1.24. OneMain has a 12-month low of $45.78 and a 12-month high of $71.93. The business has a fifty day simple moving average of $58.90 and a 200 day simple moving average of $58.41.

OneMain Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Friday, November 13th. Shareholders of record on Monday, November 9th will be issued a dividend of $1.05 per share. This represents a $4.20 dividend on an annualized basis and a yield of 7.3%. The ex-dividend date is Monday, November 9th. OneMain’s dividend payout ratio (DPR) is presently 63.93%.

Institutional Inflows and Outflows

Hedge funds have recently made changes to their positions in the business. Heritage Family Offices LLP bought a new position in shares of OneMain in the 3rd quarter worth $92,000. Chicago Partners Investment Group LLC grew its position in OneMain by 4.3% in the 3rd quarter. Chicago Partners Investment Group LLC now owns 21,183 shares of the financial services provider’s stock valued at $1,180,000 after purchasing an additional 866 shares during the period. Covestor Ltd increased its stake in OneMain by 13.5% during the 3rd quarter. Covestor Ltd now owns 2,164 shares of the financial services provider’s stock valued at $120,000 after purchasing an additional 257 shares in the last quarter. Ascent Group LLC increased its stake in OneMain by 2.0% during the 3rd quarter. Ascent Group LLC now owns 18,336 shares of the financial services provider’s stock valued at $1,016,000 after purchasing an additional 368 shares in the last quarter. Finally, Provenance Wealth Advisors LLC bought a new stake in OneMain during the 3rd quarter valued at $40,000. 85.82% of the stock is owned by institutional investors.

More OneMain News

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Royal Bank of Canada maintained its “outperform” rating and lowered its price target modestly from $71 to $70, still implying substantial potential upside from recent trading levels.
• Positive Sentiment: OneMain declared a quarterly dividend of $1.05 per share, payable November 13 to shareholders of record November 9. The $4.20 annualized payout represents an approximate 7.4% yield, supporting the stock’s income appeal.
• Neutral Sentiment: Barclays reduced its price target from $60 to $59 and assigned an “equal weight” rating. Although the target remains modestly above recent levels, the change signals limited expected near-term upside. Barclays lowers OneMain price target
• Neutral Sentiment: Commentary following the third-quarter report is focused on whether OneMain can sustain a premium valuation despite slower earnings growth and increased attention on consumer-credit trends. Can OneMain Holdings Sustain a Premium After Q3 Results?
• Negative Sentiment: JPMorgan raised its price target from $52 to $56 but retained an “underweight” rating, indicating that the bank still views the shares as relatively unattractive despite the higher target.
• Negative Sentiment: An analyst reduced the fiscal 2026 EPS forecast, adding pressure to expectations for future profitability. FY2026 EPS Forecast for OneMain Reduced
• Negative Sentiment: Recent coverage says the third-quarter results renewed concerns about credit losses and consumer borrowers’ ability to repay, contributing to weaker investor sentiment. OneMain reported quarterly EPS of $1.51, below the $1.56 consensus estimate, although revenue exceeded expectations. OneMain Stock Price Retreats After Q3 Earnings Stir Credit Concerns

About OneMain

OneMain Holdings, Inc, operating under the OneMain Financial brand, is a consumer finance company that provides personal lending and related financial services primarily to non-prime consumers in the United States. The company serves customers through a combination of branch locations, online and mobile channels, and centralized customer service operations.

OneMain’s principal products include secured and unsecured personal loans, which customers may use for debt consolidation, home improvements, major purchases, and other personal expenses.