Visa Inc. $V Stock: North Dakota State Investment Board Increases Position

North Dakota State Investment Board boosted its holdings in shares of Visa Inc. (NYSE:V) by 4.8% during the 3rd quarter, HoldingsChannel reports. The institutional investor owned 51,022 shares of the credit-card processor’s stock after buying an additional 2,338 shares during the quarter. Visa makes up approximately 0.7% of North Dakota State Investment Board’s holdings, making the stock its 21st largest holding. North Dakota State Investment Board’s holdings in Visa were worth $18,334,000 as of its most recent filing with the Securities and Exchange Commission (SEC).

Several other hedge funds also recently added to or reduced their stakes in the business. Nixon Peabody Trust Co. grew its holdings in shares of Visa by 58.1% during the first quarter. Nixon Peabody Trust Co. now owns 4,201 shares of the credit-card processor’s stock valued at $1,270,000 after buying an additional 1,543 shares during the last quarter. Bank Pictet & Cie Europe AG increased its position in shares of Visa by 0.9% in the 3rd quarter. Bank Pictet & Cie Europe AG now owns 606,500 shares of the credit-card processor’s stock valued at $217,934,000 after acquiring an additional 5,568 shares during the period. Vega Investment Solutions acquired a new position in shares of Visa in the 2nd quarter valued at $829,000. Beacon Financial Group raised its stake in Visa by 83.9% in the 1st quarter. Beacon Financial Group now owns 22,501 shares of the credit-card processor’s stock worth $6,801,000 after acquiring an additional 10,267 shares during the last quarter. Finally, XXEC Inc. raised its stake in Visa by 153,118.8% in the 2nd quarter. XXEC Inc. now owns 186,260,448 shares of the credit-card processor’s stock worth $63,904,097,000 after acquiring an additional 186,138,883 shares during the last quarter. 82.15% of the stock is owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

V has been the subject of a number of research reports. Keefe, Bruyette & Woods lifted their price target on Visa from $400.00 to $430.00 in a research report on Wednesday, July 8th. Weiss Ratings downgraded Visa from a “buy (b+)” rating to a “buy (b)” rating in a research note on Wednesday. Raymond James Financial reiterated an “outperform” rating and set a $445.00 price target on shares of Visa in a research note on Wednesday. Royal Bank Of Canada reissued an “outperform” rating and issued a $466.00 price objective on shares of Visa in a report on Wednesday. Finally, BNP Paribas Exane raised their price objective on Visa from $420.00 to $425.00 and gave the stock an “outperform” rating in a research note on Friday, August 7th. Two research analysts have rated the stock with a Strong Buy rating and thirty-five have given a Buy rating to the company’s stock. According to data from MarketBeat, Visa currently has a consensus rating of “Buy” and a consensus price target of $437.42.

Visa Stock Down 0.3%

V stock opened at $400.79 on Thursday. The firm’s fifty day simple moving average is $379.47 and its 200-day simple moving average is $341.60. The company has a market capitalization of $715.18 billion, a P/E ratio of 34.08, a price-to-earnings-growth ratio of 1.92 and a beta of 0.77. The company has a debt-to-equity ratio of 0.60, a current ratio of 0.99 and a quick ratio of 0.99. Visa Inc. has a 12 month low of $293.89 and a 12 month high of $414.60.

Visa (NYSE:V) last released its quarterly earnings data on Tuesday, October 27th. The credit-card processor reported $3.48 earnings per share for the quarter, topping analysts’ consensus estimates of $3.44 by $0.04. Visa had a net margin of 50.78% and a return on equity of 67.68%. The firm had revenue of $12.14 billion for the quarter, compared to analyst estimates of $12.09 billion. During the same quarter in the prior year, the business earned $2.98 earnings per share. The business’s quarterly revenue was up 13.2% compared to the same quarter last year. As a group, equities research analysts forecast that Visa Inc. will post 13.22 earnings per share for the current year.

Visa Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Tuesday, December 1st. Shareholders of record on Tuesday, November 10th will be issued a $0.78 dividend. The ex-dividend date of this dividend is Tuesday, November 10th. This is a positive change from Visa’s previous quarterly dividend of $0.67. This represents a $3.12 annualized dividend and a yield of 0.8%. Visa’s dividend payout ratio is currently 22.79%.

Visa News Roundup

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa reported adjusted earnings of $3.48 per share, exceeding the $3.43 consensus estimate, while revenue rose 13.2% year over year to $12.14 billion, ahead of expectations. Growth was supported by higher payment volumes, cross-border activity and processed transactions. Visa Q4 Earnings Beat Estimates on Strong Payment Volumes
• Positive Sentiment: Management highlighted resilient consumer spending, international payment growth, value-added services and stablecoin initiatives, while targeting double-digit revenue growth for fiscal 2027. Commentary that the U.S. consumer is holding up supports Visa’s near-term transaction outlook. Visa Q4 Earnings Call Highlights FY27 Outlook and Growth Priorities
• Positive Sentiment: Visa raised its quarterly dividend to $0.78 per share from $0.67, a 16.4% increase. The higher payout signals confidence in cash generation and strengthens the shareholder-return story, despite the stock’s relatively low 0.8% dividend yield.
• Positive Sentiment: JPMorgan raised its price target to $455, Barclays to $440 and Oppenheimer to $440, while RBC reaffirmed an “outperform” rating with a $466 target. The revisions reflect confidence in Visa’s earnings momentum and long-term growth prospects.
• Neutral Sentiment: Analysts cited Visa’s results as a favorable read-through for Mastercard, particularly on consumer spending and international transactions. This reinforces the health of the payments industry but offers only indirect benefit to Visa. Analyst Signals Favorable Earnings Setup for Mastercard After Visa’s Results
• Negative Sentiment: Higher client incentives and expenses, along with slightly slower payment-volume growth, could temper the earnings reaction. Visa’s premium valuation also leaves less room for execution disappointments.
• Negative Sentiment: Visa faces a collective lawsuit in the United Kingdom seeking about £5 billion on behalf of roughly one million businesses. The claim alleges excessive interchange fees and competition-law violations, creating a potentially significant legal and regulatory overhang. Visa Is Defending a UK Card Fee Lawsuit

Insider Buying and Selling at Visa

In related news, General Counsel Julie B. Rottenberg sold 1,867 shares of the firm’s stock in a transaction dated Wednesday, September 9th. The stock was sold at an average price of $368.34, for a total transaction of $687,690.78. Following the sale, the general counsel directly owned 18,404 shares of the company’s stock, valued at $6,778,929.36. This trade represents a 9.21% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 5,875 shares of Visa stock in a transaction that occurred on Thursday, October 1st. The shares were sold at an average price of $358.81, for a total transaction of $2,108,008.75. Following the transaction, the chief executive officer directly owned 15,174 shares of the company’s stock, valued at approximately $5,444,582.94. This trade represents a 27.91% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 21,520 shares of company stock worth $7,960,757. 0.12% of the stock is owned by corporate insiders.

Visa Profile

Visa Inc (NYSE: V) is a global payments technology company that facilitates electronic payments between consumers, businesses, financial institutions and governments. Through its VisaNet network, the company authorizes, clears and settles transactions made with Visa-branded credit, debit and prepaid cards, while generally not issuing cards, extending credit or setting cardholder account terms.

Visa provides payment products and services for consumer, commercial and government payments, as well as digital commerce and money movement.