Equifax (NYSE:EFX) Announces FY 2026 Earnings Guidance

Equifax (NYSE:EFX) updated its FY 2026 earnings guidance on Wednesday. The company provided earnings per share guidance of 8.450-8.550 for the period, compared to the consensus estimate of 8.510. The company issued revenue guidance of $6.6 billion-$6.7 billion, compared to the consensus revenue estimate of $6.7 billion. Equifax also updated its Q4 2026 guidance to 2.070-2.170 EPS.

Equifax Stock Up 6.7%

Shares of Equifax stock opened at $187.26 on Friday. The company has a fifty day moving average price of $166.90 and a 200 day moving average price of $169.92. The company has a current ratio of 1.09, a quick ratio of 0.60 and a debt-to-equity ratio of 1.12. Equifax has a twelve month low of $137.01 and a twelve month high of $238.94. The stock has a market cap of $21.91 billion, a price-to-earnings ratio of 30.25, a price-to-earnings-growth ratio of 1.84 and a beta of 1.35.

Equifax (NYSE:EFX) last issued its quarterly earnings data on Tuesday, October 20th. The credit services provider reported $2.26 EPS for the quarter, topping analysts’ consensus estimates of $2.20 by $0.06. Equifax had a return on equity of 22.48% and a net margin of 11.27%. The company had revenue of $1.69 billion for the quarter, compared to analysts’ expectations of $1.69 billion. During the same quarter in the previous year, the firm posted $2.04 earnings per share. The firm’s quarterly revenue was up 9.6% on a year-over-year basis. Equities research analysts forecast that Equifax will post 8.50 earnings per share for the current fiscal year.

Equifax Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Tuesday, September 15th. Investors of record on Monday, August 31st were issued a dividend of $0.56 per share. This represents a $2.24 annualized dividend and a dividend yield of 1.2%. The ex-dividend date was Monday, August 31st. Equifax’s dividend payout ratio (DPR) is presently 39.37%.

Analyst Upgrades and Downgrades

A number of equities analysts have weighed in on EFX shares. Royal Bank Of Canada decreased their price target on Equifax from $194.00 to $177.00 and set an “outperform” rating for the company in a report on Friday, October 16th. UBS Group reissued a “buy” rating on shares of Equifax in a research report on Wednesday. Credit Suisse Group set a $160.00 target price on shares of Equifax in a research note on Wednesday, September 30th. Citigroup decreased their target price on shares of Equifax from $238.00 to $220.00 and set a “buy” rating for the company in a research note on Wednesday, July 22nd. Finally, Needham & Company LLC lifted their price target on shares of Equifax from $190.00 to $210.00 and gave the stock a “buy” rating in a research note on Wednesday. Fifteen investment analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the stock. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus target price of $200.00.

Insiders Place Their Bets

In other Equifax news, EVP John W. Gamble, Jr. sold 4,500 shares of the stock in a transaction on Thursday, September 3rd. The shares were sold at an average price of $187.96, for a total transaction of $845,820.00. Following the sale, the executive vice president directly owned 69,055 shares of the company’s stock, valued at approximately $12,979,577.80. This represents a 6.12% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is currently owned by insiders.

Key Stories Impacting Equifax

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Q3 results exceeded expectations: Equifax reported adjusted EPS of $2.26, above the $2.20 consensus, while revenue rose 9.6% year over year to $1.69 billion. Management highlighted 10% overall revenue growth and 8% growth in diversified markets. Equifax Stock Climbs As Q3 Earnings Showcase Margin Power
• Positive Sentiment: Margin and efficiency gains supported the rally: Investors responded favorably to stronger profitability and AI-driven cost efficiencies, which helped offset weakness in the mortgage business. EFX Q3 Deep Dive
• Positive Sentiment: Analyst support increased: Needham raised its price target from $190 to $210 and maintained a Buy rating. Argus also upgraded EFX from Hold to Buy with a $200 target, while Wells Fargo and Citi reiterated Buy ratings. Needham Raises Equifax Price Target
• Neutral Sentiment: Valuation views are mixed: Some analysts see upside following the earnings-driven advance, while the broader consensus price target was reportedly reduced to approximately $180.35 and fair value was cut as analysts lowered mortgage-growth assumptions. Equifax Fair Value Cut
• Negative Sentiment: Near-term guidance was below expectations: Equifax forecast fourth-quarter EPS of $2.07–$2.17 versus a $2.21 consensus and revenue of about $1.6 billion versus expectations of $1.7 billion. Full-year revenue guidance of $6.6–$6.7 billion also fell short of the $6.7 billion consensus, reflecting ongoing U.S. mortgage-market pressure.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.