Community Financial System (CBU) Expected to Announce Quarterly Earnings on Tuesday

Community Financial System (NYSE:CBU) is projected to release its Q3 2026 results before the market opens on Tuesday, October 27th. Analysts expect Community Financial System to post earnings of $1.19 per share and revenue of $227.15 million for the quarter. Parties can find conference call details on the company’s upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Tuesday, October 27, 2026 at 11:00 AM ET.

Community Financial System (NYSE:CBU) last announced its earnings results on Tuesday, July 28th. The bank reported $1.16 earnings per share for the quarter, missing analysts’ consensus estimates of $1.18 by ($0.02). Community Financial System had a net margin of 21.79% and a return on equity of 11.47%. The business had revenue of $218.45 million for the quarter, compared to the consensus estimate of $221.77 million. During the same period in the prior year, the business posted $1.04 EPS. Community Financial System’s revenue for the quarter was up 12.0% on a year-over-year basis. On average, analysts expect Community Financial System to post $4.61 EPS for the current fiscal year and $5.18 EPS for the next fiscal year.

Community Financial System Price Performance

Shares of NYSE CBU opened at $59.81 on Tuesday. The company has a 50 day simple moving average of $61.99 and a two-hundred day simple moving average of $63.49. Community Financial System has a fifty-two week low of $53.46 and a fifty-two week high of $71.11. The company has a market capitalization of $3.15 billion, a price-to-earnings ratio of 13.82 and a beta of 0.76. The company has a debt-to-equity ratio of 0.29, a quick ratio of 0.77 and a current ratio of 0.77.

Community Financial System Increases Dividend

The business also recently declared a quarterly dividend, which was paid on Tuesday, October 13th. Stockholders of record on Tuesday, September 15th were given a $0.49 dividend. The ex-dividend date of this dividend was Tuesday, September 15th. This represents a $1.96 dividend on an annualized basis and a dividend yield of 3.3%. This is an increase from Community Financial System’s previous quarterly dividend of $0.47. Community Financial System’s payout ratio is presently 45.48%.

Analyst Upgrades and Downgrades

Several analysts recently weighed in on CBU shares. Wall Street Zen upgraded Community Financial System from a “sell” rating to a “hold” rating in a research note on Monday, August 10th. DA Davidson lowered their price objective on Community Financial System from $70.00 to $69.00 and set a “neutral” rating for the company in a research note on Monday, October 12th. Piper Sandler dropped their target price on Community Financial System from $71.00 to $65.00 and set a “neutral” rating on the stock in a report on Tuesday, October 6th. Weiss Ratings reissued a “buy (b)” rating on shares of Community Financial System in a report on Tuesday, September 29th. Finally, Keefe, Bruyette & Woods cut their target price on Community Financial System from $70.00 to $68.00 and set a “market perform” rating on the stock in a research note on Thursday, July 30th. One equities research analyst has rated the stock with a Strong Buy rating, one has assigned a Buy rating and four have assigned a Hold rating to the company’s stock. Based on data from MarketBeat.com, Community Financial System presently has an average rating of “Moderate Buy” and an average price target of $69.25.

Insiders Place Their Bets

In other Community Financial System news, Director Brenda M. Hall acquired 476 shares of the stock in a transaction that occurred on Monday, August 24th. The shares were acquired at an average cost of $63.59 per share, with a total value of $30,268.84. Following the transaction, the director owned 515 shares of the company’s stock, valued at $32,748.85. The trade was a 1,220.51% increase in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through this link. 1.15% of the stock is currently owned by insiders.

Community Financial System Company Profile

Community Financial System, Inc (NYSE: CBU) is a diversified financial services company headquartered in DeWitt, New York. Its principal banking subsidiary, Community Bank, N.A., provides a broad range of financial products and services to individuals, families, farmers, small businesses and commercial customers.

The company’s banking operations include deposit accounts, residential and commercial lending, agricultural financing, consumer loans, cash management and other business banking services.