Live Oak Bancshares (LOB) – Investment Analysts’ Weekly Ratings Changes

Several analysts have recently updated their ratings and price targets for Live Oak Bancshares (NYSE: LOB):

• 10/16/2026 – Live Oak Bancshares was upgraded by Weiss Ratings from “hold (c)” to “hold (c+)”.
• 10/14/2026 – Live Oak Bancshares had its price target lowered by Cantor Fitzgerald from $45.00 to $41.00. They now have a “neutral” rating on the stock.
• 10/7/2026 – Live Oak Bancshares had its price target lowered by Piper Sandler from $46.00 to $38.00. They now have a “neutral” rating on the stock.
• 10/5/2026 – Live Oak Bancshares had its price target lowered by TD Cowen from $49.00 to $44.00. They now have a “buy” rating on the stock.
• 10/2/2026 – Live Oak Bancshares was downgraded by Weiss Ratings from “hold (c+)” to “hold (c)”.
• 9/9/2026 – Live Oak Bancshares was downgraded by Weiss Ratings from “buy (b-)” to “hold (c+)”.
• 8/31/2026 – Live Oak Bancshares was downgraded by Zacks Research from “strong-buy” to “hold”.

Live Oak Bancshares Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Tuesday, September 15th. Investors of record on Tuesday, September 1st were paid a $0.03 dividend. This represents a $0.12 annualized dividend and a yield of 0.3%. The ex-dividend date was Tuesday, September 1st. Live Oak Bancshares’s dividend payout ratio is presently 4.23%.

Insider Buying and Selling at Live Oak Bancshares

In other news, Director David G. Lucht sold 2,000 shares of Live Oak Bancshares stock in a transaction on Tuesday, August 4th. The stock was sold at an average price of $44.36, for a total transaction of $88,720.00. Following the transaction, the director directly owned 13,623 shares in the company, valued at approximately $604,316.28. This trade represents a 12.80% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Tonya Bradford sold 1,600 shares of the company’s stock in a transaction that occurred on Thursday, September 3rd. The shares were sold at an average price of $39.89, for a total transaction of $63,824.00. Following the completion of the sale, the director owned 8,043 shares of the company’s stock, valued at approximately $320,835.27. This trade represents a 16.59% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 29,654 shares of company stock worth $1,240,814 over the last three months. 22.40% of the stock is currently owned by insiders.

Live Oak Bancshares, Inc is a financial holding company headquartered in Wilmington, North Carolina. Through its principal subsidiary, Live Oak Bank, the company provides banking and financial services to small and middle-market businesses, professionals, entrepreneurs and individuals.

Live Oak Bank is known for its specialized lending model, including Small Business Administration (SBA) loans and financing for businesses in industries such as veterinary medicine, healthcare, agriculture, investment advisory and government contracting.