Robert W. Baird Cuts Fair Isaac (NYSE:FICO) Price Target to $1,070.00

Fair Isaac (NYSE:FICO) had its price target reduced by stock analysts at Robert W. Baird from $1,549.00 to $1,070.00 in a report issued on Friday, Benzinga reports. The firm currently has an “outperform” rating on the technology company’s stock. Robert W. Baird’s price objective indicates a potential upside of 61.35% from the stock’s current price.

Several other equities research analysts also recently weighed in on the stock. The Goldman Sachs Group set a $1,322.00 target price on shares of Fair Isaac in a research note on Tuesday. Wall Street Zen lowered shares of Fair Isaac from a “buy” rating to a “hold” rating in a research report on Sunday, June 28th. Jefferies Financial Group reissued a “buy” rating on shares of Fair Isaac in a research note on Tuesday. UBS Group cut their target price on Fair Isaac from $1,200.00 to $1,130.00 and set a “neutral” rating on the stock in a research note on Wednesday, August 12th. Finally, Needham & Company LLC reissued a “buy” rating and set a $1,650.00 target price on shares of Fair Isaac in a research note on Thursday, July 30th. Ten analysts have rated the stock with a Buy rating, six have given a Hold rating and one has issued a Sell rating to the company’s stock. Based on data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $1,210.38.

Fair Isaac Stock Performance

Shares of NYSE:FICO opened at $663.17 on Friday. The firm has a fifty day moving average price of $1,033.98 and a 200 day moving average price of $1,104.25. Fair Isaac has a fifty-two week low of $586.05 and a fifty-two week high of $1,998.01. The firm has a market cap of $14.32 billion, a price-to-earnings ratio of 19.16, a P/E/G ratio of 0.53 and a beta of 1.35.

Fair Isaac (NYSE:FICO) last released its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, beating the consensus estimate of $11.76 by $0.42. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The business had revenue of $674.19 million during the quarter, compared to analyst estimates of $679.17 million. During the same quarter last year, the business earned $8.57 earnings per share. Fair Isaac’s quarterly revenue was up 25.7% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. As a group, research analysts predict that Fair Isaac will post 37.2 earnings per share for the current year.

Insider Transactions at Fair Isaac

In other Fair Isaac news, Director Eva Manolis sold 967 shares of the firm’s stock in a transaction dated Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total transaction of $1,353,800.00. Following the transaction, the director owned 498 shares of the company’s stock, valued at approximately $697,200. This trade represents a 66.01% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently added to or reduced their stakes in the business. Versant Capital Management Inc raised its stake in shares of Fair Isaac by 52.3% during the 3rd quarter. Versant Capital Management Inc now owns 67 shares of the technology company’s stock valued at $40,000 after buying an additional 23 shares during the last quarter. Envestnet Portfolio Solutions Inc. increased its position in shares of Fair Isaac by 4.8% during the second quarter. Envestnet Portfolio Solutions Inc. now owns 1,592 shares of the technology company’s stock worth $1,902,000 after purchasing an additional 73 shares in the last quarter. Capstone Financial Advisors Inc. acquired a new stake in Fair Isaac during the 2nd quarter worth $208,000. Sequoia Financial Advisors LLC raised its position in shares of Fair Isaac by 15.4% in the second quarter. Sequoia Financial Advisors LLC now owns 1,089 shares of the technology company’s stock valued at $1,301,000 after buying an additional 145 shares during the last quarter. Finally, National Pension Service boosted its position in Fair Isaac by 14.0% during the second quarter. National Pension Service now owns 42,022 shares of the technology company’s stock worth $50,207,000 after acquiring an additional 5,147 shares during the last quarter. 85.75% of the stock is currently owned by hedge funds and other institutional investors.

More Fair Isaac News

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Some analysts continue to see substantial recovery potential. BMO Capital Markets maintained an “outperform” rating while lowering its price target to $1,150, and Wells Fargo retained its “buy” rating. BMO Capital Markets cuts FICO price target Wells Fargo maintains buy rating
• Positive Sentiment: Retail buying may be contributing to the rebound: Robinhood traders reportedly made their largest five-day buying push on record and included FICO among their purchases. Robinhood traders buying FICO
• Neutral Sentiment: Analyst opinion is divided. Bank of America downgraded FICO to “neutral” and cut its target to $700 from $1,400, while BMO’s $1,150 target implies considerable upside from the recently depressed trading level. Bank of America downgrades FICO
• Negative Sentiment: The key catalyst remains mortgage-market disruption. The FHFA may move toward a two-bureau credit system, while broader approval of VantageScore 4.0 and Rocket Mortgage’s preference for VantageScore increase the credibility of FICO’s main competitor. Investors fear reduced pricing power, market share and mortgage-related revenue. FHFA two-bureau proposal pressures FICO VantageScore competition threatens FICO
• Negative Sentiment: Reports also highlight a potential $0.99 mortgage-score rival and aggressive pricing competition from TransUnion, reinforcing concerns that FICO’s long-standing mortgage-scoring advantage could be permanently weakened. FICO faces mortgage score rival
• Negative Sentiment: A law firm has begun investigating possible securities-law violations following the sharp decline, adding headline and litigation risk, although the investigation itself does not change FICO’s operations. FICO investigation notice

Fair Isaac Company Profile

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships.