Research Analysts Offer Predictions for OneMain Q3 Earnings

OneMain Holdings, Inc. (NYSE:OMF) – Equities researchers at Northland Securities decreased their Q3 2026 earnings estimates for OneMain in a report released on Friday, September 25th. Northland Securities analyst M. Grondahl now expects that the financial services provider will earn $1.50 per share for the quarter, down from their prior forecast of $1.85. The consensus estimate for OneMain’s current full-year earnings is $6.95 per share. Northland Securities also issued estimates for OneMain’s Q1 2027 earnings at $1.84 EPS.

Several other research analysts have also recently weighed in on OMF. Weiss Ratings restated a “buy (b-)” rating on shares of OneMain in a report on Tuesday, July 7th. Evercore set a $66.00 price objective on OneMain in a research report on Monday, July 6th. TD Cowen boosted their price objective on OneMain from $66.00 to $68.00 and gave the stock a “buy” rating in a research note on Tuesday, July 7th. Barclays dropped their target price on OneMain from $61.00 to $60.00 and set an “equal weight” rating for the company in a report on Tuesday, July 7th. Finally, Citigroup reaffirmed a “market outperform” rating on shares of OneMain in a research note on Thursday, July 30th. Nine analysts have rated the stock with a Buy rating, three have given a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat.com, OneMain currently has a consensus rating of “Moderate Buy” and an average target price of $68.27.

OneMain Trading Down 1.5%

OMF stock opened at $55.48 on Tuesday. The company has a market cap of $6.38 billion, a price-to-earnings ratio of 8.36, a PEG ratio of 0.44 and a beta of 1.22. OneMain has a 12 month low of $45.78 and a 12 month high of $71.93. The firm has a 50-day moving average of $62.23 and a two-hundred day moving average of $58.36.

OneMain (NYSE:OMF) last posted its quarterly earnings results on Wednesday, July 29th. The financial services provider reported $1.31 earnings per share for the quarter, topping the consensus estimate of $1.26 by $0.05. OneMain had a net margin of 13.92% and a return on equity of 23.49%. The firm had revenue of $1.62 billion for the quarter, compared to the consensus estimate of $1.28 billion. During the same period last year, the firm posted $1.45 earnings per share. The company’s revenue for the quarter was up 6.7% on a year-over-year basis.

OneMain Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, August 14th. Shareholders of record on Monday, August 10th were given a $1.05 dividend. This represents a $4.20 annualized dividend and a yield of 7.6%. The ex-dividend date of this dividend was Monday, August 10th. OneMain’s payout ratio is currently 63.25%.

Insider Transactions at OneMain

In other news, COO Micah R. Conrad sold 5,000 shares of the firm’s stock in a transaction that occurred on Tuesday, August 4th. The shares were sold at an average price of $65.40, for a total value of $327,000.00. Following the completion of the transaction, the chief operating officer owned 91,250 shares of the company’s stock, valued at approximately $5,967,750. This trade represents a 5.19% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Also, SVP Michael A. Hedlund sold 2,500 shares of OneMain stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $64.00, for a total transaction of $160,000.00. Following the completion of the transaction, the senior vice president owned 10,627 shares of the company’s stock, valued at $680,128. This trade represents a 19.04% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 0.29% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On OneMain

A number of hedge funds have recently added to or reduced their stakes in the business. BlackRock Inc. purchased a new stake in OneMain during the 2nd quarter worth about $633,893,000. Jupiter Topco LLC purchased a new position in shares of OneMain in the 2nd quarter valued at about $166,060,000. Norges Bank acquired a new position in shares of OneMain during the fourth quarter worth about $100,312,000. Bank of New York Mellon Corp acquired a new position in shares of OneMain during the second quarter worth about $63,980,000. Finally, Azora Capital LP increased its stake in shares of OneMain by 210.7% during the fourth quarter. Azora Capital LP now owns 1,362,934 shares of the financial services provider’s stock worth $92,066,000 after buying an additional 924,302 shares during the period. 85.82% of the stock is currently owned by institutional investors and hedge funds.

About OneMain

OneMain Holdings, Inc, operating under the OneMain Financial brand, is a consumer finance company focused on providing personal loans to customers in the United States. Its products are primarily unsecured and secured installment loans designed for purposes such as debt consolidation, home improvements, unexpected expenses and major purchases.

OneMain also offers optional insurance products and other ancillary services related to its lending activities. The company serves customers through a combination of local branches, online platforms and digital application tools, supporting borrowers who may not be served by traditional banks.

OneMain’s history traces back to consumer-finance operations established in the early 20th century.