NatWest Group (OTCMKTS:RBSPF – Get Free Report) and United Bancorp (NASDAQ:UBCP – Get Free Report) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, dividends, earnings and valuation.
Insider & Institutional Ownership
15.4% of United Bancorp shares are held by institutional investors. 13.9% of United Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Volatility & Risk
NatWest Group has a beta of 0.95, indicating that its stock price is 5% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.32, indicating that its stock price is 68% less volatile than the S&P 500.
Analyst Ratings
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| NatWest Group | 0 | 0 | 1 | 0 | 3.00 |
| United Bancorp | 0 | 0 | 1 | 0 | 3.00 |
Profitability
This table compares NatWest Group and United Bancorp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| NatWest Group | 20.10% | 14.01% | 0.82% |
| United Bancorp | 16.55% | 11.53% | 0.92% |
Valuation and Earnings
This table compares NatWest Group and United Bancorp”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| NatWest Group | $38.91 billion | 1.91 | $7.69 billion | $1.00 | 9.27 |
| United Bancorp | $33.52 million | 2.74 | $7.75 million | $1.38 | 11.59 |
NatWest Group has higher revenue and earnings than United Bancorp. NatWest Group is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
United Bancorp beats NatWest Group on 6 of the 11 factors compared between the two stocks.
About NatWest Group
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom and internationally. It operates through Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Private Banking segment provides private banking and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment offers banking and financial solutions to large corporate organisations, multi-nationals, and financial institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
About United Bancorp
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.
Receive News & Ratings for NatWest Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for NatWest Group and related companies with MarketBeat.com's FREE daily email newsletter.
