Comparing Appian (NASDAQ:APPN) & Riskified (NYSE:RSKD)

Riskified (NYSE:RSKD) and Appian (NASDAQ:APPN) are both technology companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, dividends and profitability.

Valuation and Earnings

This table compares Riskified and Appian”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Riskified	$344.64 million	2.67	-$27.57 million	($0.11)	-56.50
Appian	$726.94 million	3.70	$1.23 million	($0.15)	-250.13

Appian has higher revenue and earnings than Riskified. Appian is trading at a lower price-to-earnings ratio than Riskified, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

Riskified has a beta of 1.38, suggesting that its share price is 38% more volatile than the S&P 500. Comparatively, Appian has a beta of 0.94, suggesting that its share price is 6% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Riskified and Appian, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Riskified	2	3	2	0	2.00
Appian	2	3	1	1	2.14

Riskified presently has a consensus price target of $6.50, suggesting a potential upside of 4.59%. Appian has a consensus price target of $31.00, suggesting a potential downside of 17.38%. Given Riskified’s higher probable upside, analysts plainly believe Riskified is more favorable than Appian.

Institutional and Insider Ownership

59.0% of Riskified shares are owned by institutional investors. Comparatively, 52.7% of Appian shares are owned by institutional investors. 17.4% of Riskified shares are owned by company insiders. Comparatively, 42.8% of Appian shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Riskified and Appian’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Riskified	-4.23%	-3.93%	-2.79%
Appian	-1.34%	-35.20%	3.64%

Summary

Appian beats Riskified on 8 of the 15 factors compared between the two stocks.

About Riskified

Riskified Ltd., together with its subsidiaries, develops and offers an e-commerce risk management platform that allows online merchants to create trusted relationships with consumers in the United States, Europe, the Middle East, Africa, the Asia-Pacific, and the Americas. It offers Chargeback Guarantee that ensures the legitimacy of merchants' online orders; Policy Protect, a machine learning solution designed to detect and prevent refund and returns policy abuse in real-time; Account Secure, a solution that cross-checks every login attempt; Dispute Resolve, which is used to compile submissions for fraud and non-fraud related chargeback issues; and PSD2 Optimize that helps merchants avoid bank authorization failures and abandoned shopping carts. The company serves direct-to-consumer brands, online-only retailers, omnichannel retailers, online marketplaces, and e-commerce service providers in various industries, such as payments, money transfer and crypto, tickets and travel, electronics, home, and fashion and luxury goods. Riskified Ltd. was incorporated in 2012 and is headquartered in Tel Aviv, Israel.

About Appian

Appian Corporation, a software company that provides low-code design platform in the United States, Mexico, Portugal, and internationally. The company's platform offers artificial intelligence, process automation, data fabric, and process mining. It provides The Appian Platform, an integrated automation platform that enables organizations to design, automate, and optimize mission-critical business processes. The company also offers professional and customer support services. It serves to financial services, government, life sciences, insurance, manufacturing, energy, healthcare, telecommunications, and transportation industries. Appian Corporation was incorporated in 1999 and is headquartered in McLean, Virginia.