Contrasting Cheche Group (CCG) & Its Peers

Cheche Group (NASDAQ:CCG) is one of 313 publicly-traded companies in the “Insurance” industry, but how does it weigh in compared to its peers? We will compare Cheche Group to related businesses based on the strength of its dividends, earnings, valuation, analyst recommendations, profitability, institutional ownership and risk.

Insider and Institutional Ownership

19.8% of Cheche Group shares are held by institutional investors. Comparatively, 55.7% of shares of all “Insurance” companies are held by institutional investors. 1.4% of Cheche Group shares are held by insiders. Comparatively, 13.9% of shares of all “Insurance” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Cheche Group and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Cheche Group Competitors	10.29%	11.05%	4.11%

Risk and Volatility

Cheche Group has a beta of 0.18, indicating that its share price is 82% less volatile than the S&P 500. Comparatively, Cheche Group’s peers have a beta of 0.61, indicating that their average share price is 39% less volatile than the S&P 500.

Earnings and Valuation

This table compares Cheche Group and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Cheche Group	$2.55 billion	-$2.47 million	-5.10
Cheche Group Competitors	$15.73 billion	$1.69 billion	35.23

Cheche Group’s peers have higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Dividends

Cheche Group pays an annual dividend of $0.36 per share and has a dividend yield of 2.5%. Cheche Group pays out -12.9% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 3.0% and pay out 30.1% of their earnings in the form of a dividend.

Analyst Ratings

This is a summary of current recommendations and price targets for Cheche Group and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	0	0	0	1.00
Cheche Group Competitors	3240	15337	16152	689	2.40

As a group, “Insurance” companies have a potential upside of 9.77%. Given Cheche Group’s peers stronger consensus rating and higher possible upside, analysts plainly believe Cheche Group has less favorable growth aspects than its peers.

Summary

Cheche Group peers beat Cheche Group on 14 of the 15 factors compared.

Cheche Group Company Profile

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.