BankUnited FY2026 EPS Estimate Reduced by Zacks Research

BankUnited, Inc. (NYSE:BKU) – Research analysts at Zacks Research lowered their FY2026 EPS estimates for BankUnited in a report released on Wednesday, August 12th. Zacks Research analyst Team now expects that the financial services provider will post earnings of $4.02 per share for the year, down from their previous estimate of $4.28. Zacks Research has a “Hold” rating on the stock. The consensus estimate for BankUnited’s current full-year earnings is $4.09 per share.

A number of other equities research analysts have also recently issued reports on BKU. Keefe, Bruyette & Woods lowered their target price on shares of BankUnited from $51.00 to $49.00 and set a “market perform” rating on the stock in a report on Monday, August 3rd. Citigroup reduced their price objective on shares of BankUnited from $45.00 to $42.00 and set a “sell” rating for the company in a research note on Friday, July 24th. Wells Fargo & Company began coverage on shares of BankUnited in a research report on Monday. They set an “overweight” rating and a $54.00 price target for the company. Wall Street Zen upgraded BankUnited from a “sell” rating to a “hold” rating in a research note on Saturday, July 25th. Finally, Hovde Group lowered their target price on shares of BankUnited from $55.00 to $53.00 and set an “outperform” rating on the stock in a research note on Monday, July 27th. One equities research analyst has rated the stock with a Strong Buy rating, six have given a Buy rating, five have assigned a Hold rating and two have issued a Sell rating to the stock. According to MarketBeat, BankUnited has an average rating of “Hold” and a consensus price target of $51.64.

BankUnited Price Performance

NYSE BKU opened at $47.79 on Friday. The company has a market cap of $3.40 billion, a PE ratio of 13.09 and a beta of 1.18. The company has a quick ratio of 0.82, a current ratio of 0.82 and a debt-to-equity ratio of 0.54. The firm’s 50-day simple moving average is $47.83 and its two-hundred day simple moving average is $47.09. BankUnited has a 52 week low of $35.10 and a 52 week high of $52.11.

BankUnited (NYSE:BKU) last posted its quarterly earnings data on Wednesday, July 22nd. The financial services provider reported $0.97 EPS for the quarter, missing the consensus estimate of $1.00 by ($0.03). The firm had revenue of $284.57 million during the quarter, compared to analysts’ expectations of $290.33 million. BankUnited had a net margin of 14.76% and a return on equity of 9.13%. BankUnited’s revenue for the quarter was up 3.9% on a year-over-year basis. During the same quarter in the previous year, the company posted $0.91 EPS.

Institutional Inflows and Outflows

Several institutional investors have recently modified their holdings of BKU. Edgestream Partners L.P. bought a new position in shares of BankUnited in the first quarter worth approximately $6,797,000. Artemis Investment Management LLP bought a new stake in shares of BankUnited in the 4th quarter worth $73,655,000. Horizon Investments LLC purchased a new position in shares of BankUnited in the fourth quarter worth $1,858,000. Burney Co. purchased a new position in shares of BankUnited in the first quarter worth $1,026,000. Finally, Fifth Third Bancorp lifted its holdings in shares of BankUnited by 4,572.7% during the first quarter. Fifth Third Bancorp now owns 25,653 shares of the financial services provider’s stock valued at $1,159,000 after purchasing an additional 25,104 shares in the last quarter. 99.70% of the stock is currently owned by institutional investors.

Insider Buying and Selling

In other BankUnited news, Director Douglas J. Pauls sold 3,000 shares of the company’s stock in a transaction on Thursday, August 13th. The shares were sold at an average price of $47.90, for a total value of $143,700.00. Following the completion of the transaction, the director directly owned 42,472 shares in the company, valued at approximately $2,034,408.80. This represents a 6.60% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Jay D. Richards sold 4,000 shares of the stock in a transaction dated Monday, June 15th. The stock was sold at an average price of $48.67, for a total transaction of $194,680.00. Following the completion of the transaction, the insider directly owned 40,502 shares of the company’s stock, valued at approximately $1,971,232.34. The trade was a 8.99% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 8,000 shares of company stock valued at $384,350 over the last ninety days. 1.00% of the stock is owned by insiders.

BankUnited Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, July 31st. Stockholders of record on Friday, July 10th were paid a dividend of $0.33 per share. This represents a $1.32 annualized dividend and a dividend yield of 2.8%. The ex-dividend date of this dividend was Friday, July 10th. BankUnited’s dividend payout ratio is 36.16%.

Key BankUnited News

Here are the key news stories impacting BankUnited this week:

• Positive Sentiment: Zacks Research raised its Q2 2028 EPS forecast to $1.38 from $1.36, suggesting slightly improved expectations for that quarter. However, the increase was outweighed by several cuts to other forecasts.
• Neutral Sentiment: Zacks projects BankUnited’s 2027 EPS at $4.53 and 2028 EPS at $5.33, compared with the current-year consensus estimate of $4.09. These figures still imply longer-term earnings growth, although the forecasts were reduced from previous levels. The analyst continues to rate the stock Hold.
• Negative Sentiment: Zacks Research lowered its EPS forecasts for Q3 2026 to $1.07 from $1.15, Q4 2026 to $1.17 from $1.30, Q1 2027 to $1.09 from $1.12, Q2 2027 to $1.11 from $1.12, Q3 2027 to $1.13 from $1.17, and Q4 2027 to $1.21 from $1.28.
• Negative Sentiment: Full-year 2027 EPS expectations were reduced to $4.53 from $4.68, while full-year 2028 estimates fell to $5.33 from $5.69. The breadth of the revisions may weigh on sentiment because it points to softer earnings expectations across multiple future periods.
• Negative Sentiment: Director Douglas J. Pauls sold 3,000 BankUnited shares for approximately $143,700 at an average price of $47.90, reducing his direct ownership by 6.6%. Insider sales are not necessarily a sign of deteriorating fundamentals, but the transaction can create modest selling pressure or investor caution. SEC Form 4 filing

BankUnited Company Profile

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.