FY2026 EPS Estimates for Mastercard Raised by Zacks Research

Mastercard Incorporated (NYSE:MA) – Equities research analysts at Zacks Research raised their FY2026 earnings estimates for shares of Mastercard in a report released on Thursday, August 13th. Zacks Research analyst Team now forecasts that the credit services provider will post earnings of $19.72 per share for the year, up from their previous forecast of $19.40. The consensus estimate for Mastercard’s current full-year earnings is $19.82 per share. Zacks Research also issued estimates for Mastercard’s Q4 2026 earnings at $4.99 EPS, Q1 2027 earnings at $4.98 EPS, Q2 2027 earnings at $5.49 EPS, Q3 2027 earnings at $5.95 EPS, Q4 2027 earnings at $5.92 EPS, FY2027 earnings at $22.34 EPS and FY2028 earnings at $25.74 EPS.

Mastercard (NYSE:MA) last announced its quarterly earnings data on Thursday, July 30th. The credit services provider reported $5.04 earnings per share for the quarter, beating the consensus estimate of $4.77 by $0.27. The company had revenue of $9.28 billion during the quarter, compared to analysts’ expectations of $9.08 billion. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.Mastercard’s revenue for the quarter was up 14.1% compared to the same quarter last year. During the same quarter last year, the company earned $4.15 EPS.

Other research analysts also recently issued research reports about the stock. Raymond James Financial reissued an “outperform” rating and issued a $632.00 price objective on shares of Mastercard in a research report on Friday, July 31st. BMO Capital Markets initiated coverage on shares of Mastercard in a report on Tuesday, April 21st. They issued an “outperform” rating and a $605.00 target price on the stock. Keefe, Bruyette & Woods raised their target price on shares of Mastercard from $665.00 to $685.00 and gave the company an “outperform” rating in a research note on Friday, July 31st. Susquehanna reduced their price target on Mastercard from $670.00 to $665.00 and set a “positive” rating for the company in a report on Friday, May 1st. Finally, TD Cowen boosted their price target on Mastercard from $664.00 to $667.00 and gave the stock a “buy” rating in a research report on Friday, July 31st. Five analysts have rated the stock with a Strong Buy rating, twenty-four have issued a Buy rating, one has given a Hold rating and one has assigned a Sell rating to the company’s stock. According to data from MarketBeat, Mastercard has an average rating of “Buy” and a consensus target price of $661.93.

Mastercard Stock Performance

Shares of NYSE MA opened at $567.50 on Friday. The stock has a 50 day moving average price of $528.81 and a 200 day moving average price of $516.18. Mastercard has a 52 week low of $464.52 and a 52 week high of $601.77. The company has a debt-to-equity ratio of 3.96, a quick ratio of 1.06 and a current ratio of 1.06. The stock has a market capitalization of $497.14 billion, a PE ratio of 31.22, a price-to-earnings-growth ratio of 1.68 and a beta of 0.72.

Mastercard Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Friday, August 7th. Investors of record on Thursday, July 9th were paid a $0.87 dividend. The ex-dividend date was Thursday, July 9th. This represents a $3.48 annualized dividend and a yield of 0.6%. Mastercard’s payout ratio is 19.14%.

Insider Transactions at Mastercard

In other news, insider J. Mehra Sachin sold 3,000 shares of Mastercard stock in a transaction on Wednesday, August 5th. The stock was sold at an average price of $571.87, for a total transaction of $1,715,610.00. Following the completion of the sale, the insider owned 40,916 shares of the company’s stock, valued at approximately $23,398,632.92. This trade represents a 6.83% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Sandra A. Arkell sold 200 shares of the business’s stock in a transaction dated Monday, July 6th. The shares were sold at an average price of $540.00, for a total transaction of $108,000.00. Following the completion of the sale, the insider directly owned 3,322 shares of the company’s stock, valued at approximately $1,793,880. The trade was a 5.68% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders sold 62,913 shares of company stock worth $35,769,036. 0.09% of the stock is currently owned by company insiders.

Institutional Trading of Mastercard

A number of institutional investors have recently bought and sold shares of the business. Robinswood Financial LLC acquired a new stake in Mastercard during the first quarter worth approximately $25,000. E Fund Management Hong Kong Co. Ltd. raised its stake in Mastercard by 820.0% in the fourth quarter. E Fund Management Hong Kong Co. Ltd. now owns 46 shares of the credit services provider’s stock valued at $26,000 after purchasing an additional 41 shares in the last quarter. Strive Financial Group LLC acquired a new stake in Mastercard during the fourth quarter worth about $27,000. Hyposwiss Advisors SA acquired a new position in shares of Mastercard in the 4th quarter valued at approximately $29,000. Finally, First Pacific Financial increased its stake in Mastercard by 113.8% in the first quarter. First Pacific Financial now owns 62 shares of the credit services provider’s stock valued at $31,000 after acquiring an additional 33 shares during the last quarter. Institutional investors own 97.28% of the company’s stock.

Mastercard News Summary

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Bill Ackman adds Mastercard to Pershing Square portfolios. The billionaire investor disclosed Mastercard as one of six new holdings, citing the company’s potential for strong earnings growth. The disclosure may support sentiment by adding a prominent long-term shareholder and signaling confidence in Mastercard’s competitive position. Ackman unveils six new investments including Netflix, Visa, Mastercard
• Positive Sentiment: Erste Group Bank raised its Mastercard earnings estimates, including its fiscal 2027 EPS forecast. Higher analyst expectations reinforce the view that payment volumes, pricing and Mastercard’s services businesses can continue supporting earnings growth. Erste Group Bank Raises Earnings Estimates for Mastercard
• Positive Sentiment: Mastercard and TeamApt announced a strategic collaboration to expand digital payments across Africa. The partnership could increase Mastercard’s exposure to underpenetrated markets and benefit transaction growth as more consumers and businesses move into digital payments. Mastercard, TeamApt announce strategic collaboration
• Positive Sentiment: Investors are highlighting Mastercard’s opportunity in agentic commerce. As AI agents increasingly initiate and authenticate purchases, Mastercard’s faster-growing value-added services business could capture additional revenue from fraud prevention, authentication and transaction processing. Mastercard Stock Rises as Ackman Targets Agentic Commerce
• Neutral Sentiment: Mastercard also launched a cross-border stablecoin payments pilot with Borderless.xyz using its Crypto Credential standards. The initiative expands Mastercard’s digital-asset capabilities, although the near-term financial impact remains uncertain. Mastercard Starts a Cross-Border Stablecoin Payments Pilot
• Negative Sentiment: A UK lawsuit could lead to compensation payments for millions of consumers, creating a potential legal and financial overhang. The size and timing of any liability remain unclear. Millions of consumers could get £70 each after Mastercard lawsuit

About Mastercard

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.