Citizens Jmp Cuts OppFi (NYSE:OPFI) Price Target to $11.00

OppFi (NYSE:OPFI) had its price target cut by Citizens Jmp from $15.00 to $11.00 in a research note released on Tuesday,Benzinga reports. They currently have a market outperform rating on the stock.

Several other research firms also recently weighed in on OPFI. Wall Street Zen downgraded OppFi from a “strong-buy” rating to a “buy” rating in a research report on Saturday, August 8th. Zacks Research downgraded OppFi from a “strong-buy” rating to a “hold” rating in a research report on Tuesday, July 28th. Citigroup reiterated a “market outperform” rating on shares of OppFi in a research report on Tuesday. Weiss Ratings restated a “hold (c)” rating on shares of OppFi in a report on Friday, August 7th. Finally, Stephens dropped their price target on shares of OppFi from $11.00 to $9.50 and set an “equal weight” rating for the company in a research note on Tuesday. Two research analysts have rated the stock with a Buy rating and three have given a Hold rating to the stock. Based on data from MarketBeat.com, the stock presently has an average rating of “Hold” and an average target price of $10.25.

OppFi Stock Up 4.0%

OPFI stock opened at $7.13 on Tuesday. OppFi has a 52 week low of $6.50 and a 52 week high of $12.45. The firm has a market capitalization of $607.97 million, a P/E ratio of 3.78 and a beta of 1.77. The company has a fifty day simple moving average of $9.01 and a two-hundred day simple moving average of $8.82.

OppFi (NYSE:OPFI) last posted its earnings results on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). The business had revenue of $86.17 million during the quarter, compared to the consensus estimate of $155.89 million. OppFi had a return on equity of 33.50% and a net margin of 16.64%.OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, analysts anticipate that OppFi will post 1.38 EPS for the current year.

Insiders Place Their Bets

In related news, Director Christina M. Favilla sold 30,000 shares of OppFi stock in a transaction dated Monday, June 8th. The shares were sold at an average price of $8.14, for a total transaction of $244,200.00. Following the completion of the sale, the director owned 156,737 shares in the company, valued at $1,275,839.18. This trade represents a 16.07% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, CEO Todd G. Schwartz acquired 60,000 shares of the firm’s stock in a transaction that occurred on Wednesday, August 12th. The shares were bought at an average price of $7.05 per share, with a total value of $423,000.00. Following the acquisition, the chief executive officer directly owned 553,733 shares in the company, valued at $3,903,817.65. This represents a 12.15% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure. 70.20% of the stock is currently owned by insiders.

Institutional Trading of OppFi

Several institutional investors and hedge funds have recently modified their holdings of the stock. Quarry LP grew its stake in OppFi by 669.2% in the third quarter. Quarry LP now owns 3,492 shares of the company’s stock worth $40,000 after purchasing an additional 3,038 shares in the last quarter. Russell Investments Group Ltd. raised its position in OppFi by 217.6% during the 2nd quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company’s stock valued at $65,000 after purchasing an additional 3,207 shares in the last quarter. Moran Wealth Management LLC bought a new stake in OppFi during the 1st quarter valued at $84,000. Lazard Asset Management LLC purchased a new stake in shares of OppFi in the 1st quarter worth $91,000. Finally, Kemnay Advisory Services Inc. purchased a new stake in shares of OppFi in the 4th quarter worth $95,000. Institutional investors own 7.10% of the company’s stock.

Key OppFi News

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd Schwartz purchased 60,000 shares for approximately $423,000 at an average price of $7.05, increasing his direct ownership by 13.83%. The sizable open-market purchase may signal management’s confidence that the selloff has created value. OppFi CEO insider purchase
• Positive Sentiment: A bullish investment thesis argues that OppFi trades at only 4.37 times forward non-GAAP earnings, more than 60% below the sector median. Tighter underwriting could improve portfolio quality, recoveries and margins, while the proposed BNC National Bank acquisition is expected to expand the platform and potentially increase adjusted EPS by 25% in its first year. OppFi valuation and acquisition thesis
• Neutral Sentiment: Analyst sentiment is mixed. Citigroup maintained a “market outperform” rating, while Stephens lowered its target to $9.50 from $11.00 and kept an “equal weight” rating. The revised target remains above recent levels, but the cut reflects lower earnings visibility. OppFi analyst coverage
• Negative Sentiment: Northland Securities reduced EPS estimates across several periods, including Q3 2026 to $0.38 from $0.50, FY2026 to $1.38 from $1.80, FY2027 to $2.15 from $2.41 and FY2028 to $2.65 from $2.91. The revisions reinforce concerns that the guidance reduction will weigh on near- and medium-term profitability.
• Negative Sentiment: OppFi’s latest results missed expectations: quarterly EPS was $0.33 versus $0.44 expected, while revenue was $86.17 million versus the $155.89 million consensus. Lower originations and disappointing 2026 guidance remain the primary reasons investors have marked down the stock. OppFi earnings and acquisition analysis

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.