Oxbridge Re (NASDAQ:OXBR) Releases Earnings Results, Misses Estimates By $0.01 EPS

Oxbridge Re (NASDAQ:OXBR) issued its quarterly earnings data on Thursday. The insurance provider reported $0.02 earnings per share for the quarter, missing analysts’ consensus estimates of $0.03 by ($0.01), FiscalAI reports. Oxbridge Re had a negative return on equity of 33.33% and a negative net margin of 76.47%.The business had revenue of $0.94 million for the quarter, compared to analysts’ expectations of $1.10 million.

Here are the key takeaways from Oxbridge Re’s conference call:

• Oxbridge returned to profitability, reporting second-quarter net income of $176,000, or $0.02 per share, versus a $1.87 million loss in the prior-year quarter. The improvement was driven by no underwriting losses, higher SurancePlus management-fee income, and lower professional fees and compensation.
• SurancePlus expanded beyond Oxbridge-originated reinsurance by closing five tokenized offerings, including three third-party opportunities from HCI Group and Fortex Re, raising $7.1 million in aggregate gross proceeds. Prior-year offerings exceeded their targeted annual returns, although the newer return targets assume no underwriting losses.
• Net premiums earned declined to $368,000 in the quarter and $924,000 for the first six months, versus $582,000 and $1.1 million, respectively, a result of lower weighted-average rates and less capital deployed into reinsurance contracts.
• Oxbridge launched AI GridWorks to develop, own, and operate 10- to 100-megawatt AI data centers, initially targeting the southeastern U.S. The company sees multiple monetization and financing options—including selling entitled, powered land, leasing data-center capacity, operating facilities, and eventually tokenizing interests—but the initiative remains in the development stage.
• Restricted cash and cash equivalents increased to $19.82 million as of June 30, 2026, from $6.98 million at year-end 2025, reflecting new tokenized-security investments, released collateral, and premium deposits.

Oxbridge Re Trading Up 9.2%

NASDAQ OXBR traded up $0.11 during trading hours on Thursday, hitting $1.30. 1,044,618 shares of the company’s stock were exchanged, compared to its average volume of 22,731. The company has a debt-to-equity ratio of 0.16, a quick ratio of 8.15 and a current ratio of 8.15. The firm has a market capitalization of $10.53 million, a P/E ratio of -5.20 and a beta of 1.94. Oxbridge Re has a 12-month low of $0.66 and a 12-month high of $2.86. The business’s 50 day moving average is $1.26 and its 200-day moving average is $1.07.

Wall Street Analysts Forecast Growth

A number of equities research analysts have commented on the company. Zacks Research upgraded Oxbridge Re to a “hold” rating in a report on Wednesday, June 17th. Weiss Ratings raised Oxbridge Re from a “sell (e+)” rating to a “sell (d-)” rating in a report on Tuesday, July 28th. Finally, Maxim Group reduced their price objective on Oxbridge Re from $5.00 to $3.00 and set a “buy” rating on the stock in a research report on Tuesday, June 16th. One analyst has rated the stock with a Buy rating, one has given a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, Oxbridge Re has an average rating of “Hold” and an average price target of $3.00.

Institutional Trading of Oxbridge Re

A hedge fund recently raised its stake in Oxbridge Re stock. J.W. Cole Advisors Inc. increased its position in Oxbridge Re Holdings Limited (NASDAQ:OXBR) by 106.1% during the 4th quarter, according to its most recent filing with the Securities and Exchange Commission. The firm owned 68,000 shares of the insurance provider’s stock after buying an additional 35,000 shares during the quarter. J.W. Cole Advisors Inc. owned about 0.89% of Oxbridge Re worth $90,000 as of its most recent filing with the Securities and Exchange Commission. Institutional investors own 5.64% of the company’s stock.

About Oxbridge Re

Oxbridge Re Holdings Limited (NASDAQ: OXBR) is a reinsurance holding company that provides capital solutions and risk-sharing arrangements to insurance carriers. Its core business centers on offering treaty reinsurance and structured transactions designed to help insurers manage underwriting exposures and optimize their capital efficiency. By leveraging tailored financing structures, Oxbridge Re enables clients to transfer segments of their in-force life and health insurance portfolios, freeing up capital for growth or other strategic initiatives.

The company’s products and services include quota share reinsurance, coinsurance, and loss portfolio transfers, each crafted to address specific balance sheet and earnings targets of cedents.