Sidoti Has Bearish Estimate for Citizens Q3 Earnings

Citizens, Inc. (NYSE:CIA) – Research analysts at Sidoti decreased their Q3 2026 earnings per share estimates for shares of Citizens in a research report issued on Monday, August 10th. Sidoti analyst B. Mccarthy now expects that the insurance provider will earn $0.03 per share for the quarter, down from their previous estimate of $0.08. The consensus estimate for Citizens’ current full-year earnings is $0.31 per share. Sidoti also issued estimates for Citizens’ Q4 2026 earnings at $0.05 EPS, Q1 2027 earnings at $0.03 EPS, Q2 2027 earnings at $0.03 EPS, Q3 2027 earnings at $0.05 EPS, Q4 2027 earnings at $0.09 EPS, Q1 2028 earnings at $0.04 EPS, Q2 2028 earnings at $0.06 EPS and FY2028 earnings at $0.28 EPS.

Citizens (NYSE:CIA) last announced its quarterly earnings data on Thursday, August 6th. The insurance provider reported $0.01 EPS for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.06). The firm had revenue of $61.90 million during the quarter, compared to the consensus estimate of $63.85 million. Citizens had a net margin of 4.55% and a return on equity of 4.73%.

Separately, Weiss Ratings cut Citizens from a “hold (c+)” rating to a “hold (c)” rating in a report on Friday. One investment analyst has rated the stock with a Hold rating, According to data from MarketBeat.com, the company currently has an average rating of “Hold”.

Citizens Stock Up 1.1%

CIA stock opened at $3.84 on Tuesday. Citizens has a twelve month low of $3.72 and a twelve month high of $6.54. The company has a market cap of $193.15 million, a P/E ratio of 18.29 and a beta of 0.48. The business has a fifty day moving average of $5.36 and a 200-day moving average of $5.35.

Institutional Investors Weigh In On Citizens

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the stock. Deutsche Bank AG increased its stake in shares of Citizens by 7.1% in the 4th quarter. Deutsche Bank AG now owns 40,968 shares of the insurance provider’s stock valued at $198,000 after acquiring an additional 2,715 shares during the last quarter. Brandywine Global Investment Management LLC bought a new position in Citizens during the 4th quarter worth approximately $84,000. Bank of America Corp DE boosted its stake in Citizens by 31.5% during the 3rd quarter. Bank of America Corp DE now owns 19,123 shares of the insurance provider’s stock worth $100,000 after acquiring an additional 4,582 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. acquired a new position in Citizens during the second quarter valued at approximately $86,000. Finally, Marshall Wace LLP acquired a new position in Citizens during the second quarter valued at approximately $129,000. Institutional investors own 13.73% of the company’s stock.

Insider Activity

In related news, CEO Jon Stenberg purchased 10,000 shares of Citizens stock in a transaction dated Thursday, May 21st. The shares were acquired at an average cost of $4.82 per share, for a total transaction of $48,200.00. Following the transaction, the chief executive officer directly owned 327,574 shares of the company’s stock, valued at approximately $1,578,906.68. This trade represents a 3.15% increase in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at this link. 2.20% of the stock is owned by corporate insiders.

About Citizens

Citizens, Inc (NYSE:CIA) is a bank holding company headquartered in Conway, Arkansas. Through its wholly owned subsidiary, Citizens Bank of Northern Arkansas, the company provides commercial and consumer banking services to individuals, small businesses and corporate clients across Northern and Central Arkansas.

Citizens offers a range of deposit products, including checking accounts, savings accounts and certificates of deposit, alongside lending solutions such as residential mortgages, commercial real estate loans and consumer installment loans.