Encore Capital Group (NASDAQ:ECPG) Price Target Raised to $112.00

Encore Capital Group (NASDAQ:ECPG) had its target price raised by equities researchers at Truist Financial from $105.00 to $112.00 in a note issued to investors on Thursday,Benzinga reports. The brokerage presently has a “buy” rating on the asset manager’s stock. Truist Financial’s price target would indicate a potential upside of 11.06% from the company’s current price.

A number of other brokerages have also weighed in on ECPG. Weiss Ratings raised shares of Encore Capital Group from a “hold (c)” rating to a “buy (b-)” rating in a research note on Monday. Citizens Jmp boosted their price objective on shares of Encore Capital Group from $108.00 to $115.00 and gave the stock a “market outperform” rating in a research report on Wednesday, June 17th. Zacks Research downgraded shares of Encore Capital Group from a “strong-buy” rating to a “hold” rating in a research report on Monday, July 6th. Citigroup restated a “market outperform” rating on shares of Encore Capital Group in a research note on Wednesday, June 17th. Finally, Wall Street Zen lowered Encore Capital Group from a “strong-buy” rating to a “hold” rating in a report on Saturday, May 9th. Five analysts have rated the stock with a Buy rating and one has given a Hold rating to the stock. According to data from MarketBeat, the company has a consensus rating of “Moderate Buy” and a consensus target price of $89.75.

Encore Capital Group Stock Up 8.8%

Shares of ECPG traded up $8.15 during midday trading on Thursday, reaching $100.84. 244,314 shares of the company were exchanged, compared to its average volume of 301,241. The company has a market cap of $2.16 billion, a price-to-earnings ratio of 7.78 and a beta of 1.27. The stock has a 50-day moving average price of $87.53 and a 200-day moving average price of $76.04. Encore Capital Group has a 1-year low of $37.74 and a 1-year high of $101.19. The company has a current ratio of 0.90, a quick ratio of 0.90 and a debt-to-equity ratio of 3.90.

Encore Capital Group (NASDAQ:ECPG) last issued its earnings results on Wednesday, August 5th. The asset manager reported $2.81 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $2.67 by $0.14. Encore Capital Group had a return on equity of 30.70% and a net margin of 16.00%.The business had revenue of $491.87 million for the quarter, compared to analysts’ expectations of $455.10 million. During the same period in the previous year, the firm posted $2.49 EPS. The company’s quarterly revenue was up 11.3% on a year-over-year basis. Encore Capital Group has set its FY 2026 guidance at 13.000-14.000 EPS. Research analysts expect that Encore Capital Group will post 13.01 earnings per share for the current year.

Insider Activity

In other news, insider John Yung sold 2,000 shares of the firm’s stock in a transaction dated Wednesday, June 10th. The stock was sold at an average price of $82.08, for a total value of $164,160.00. Following the completion of the sale, the insider directly owned 64,570 shares in the company, valued at $5,299,905.60. This trade represents a 3.00% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this link. 3.00% of the stock is owned by company insiders.

Institutional Investors Weigh In On Encore Capital Group

Several hedge funds and other institutional investors have recently modified their holdings of the company. IFP Advisors Inc lifted its holdings in shares of Encore Capital Group by 1,729.6% in the 4th quarter. IFP Advisors Inc now owns 494 shares of the asset manager’s stock worth $27,000 after purchasing an additional 467 shares in the last quarter. EverSource Wealth Advisors LLC raised its stake in shares of Encore Capital Group by 185.7% in the fourth quarter. EverSource Wealth Advisors LLC now owns 717 shares of the asset manager’s stock worth $39,000 after purchasing an additional 466 shares during the last quarter. USA Financial Formulas purchased a new position in Encore Capital Group during the first quarter worth about $46,000. Allworth Financial LP boosted its holdings in shares of Encore Capital Group by 29.1% in the 4th quarter. Allworth Financial LP now owns 1,139 shares of the asset manager’s stock worth $62,000 after buying an additional 257 shares during the last quarter. Finally, Tower Research Capital LLC TRC grew its position in Encore Capital Group by 168.9% during the second quarter. Tower Research Capital LLC TRC now owns 2,716 shares of the asset manager’s stock valued at $105,000 after buying an additional 1,706 shares during the period.

More Encore Capital Group News

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Encore reported second-quarter EPS of $2.81, up from $2.49 a year earlier, while revenue increased 11.3% to $491.87 million. The results exceeded the consensus figures cited by MarketBeat—$2.67 EPS and $455.10 million in revenue—supporting investor optimism about operating momentum. Encore Capital Group earnings report
• Positive Sentiment: Management issued fiscal 2026 EPS guidance of $13.00 to $14.00. The midpoint of $13.50 is above the $13.00 analyst consensus referenced in the update, suggesting confidence in continued earnings growth. Encore Capital Group second-quarter financial results
• Positive Sentiment: The company posted a 16.0% net margin and 30.7% return on equity, metrics that reinforce the earnings-quality story and may support the stock’s favorable valuation profile, including a reported P/E ratio below 8. Encore Capital Group Q2 earnings snapshot
• Neutral Sentiment: Analyst estimates are inconsistent across data providers. Zacks characterized the $2.81 EPS result as below its $3.07 consensus, while other published estimates showed a beat. This could limit the positive reaction among investors focused on the higher estimate. Encore Capital Group earnings estimate analysis

Encore Capital Group Company Profile

Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore’s business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices.

Headquartered in San Diego, California, Encore operates across North America and Europe.