Upbound Group (NASDAQ:UPBD) Issues Q3 2026 Earnings Guidance

Upbound Group (NASDAQ:UPBD) issued an update on its third quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 0.850-0.950 for the period, compared to the consensus EPS estimate of 1.000. The company issued revenue guidance of $1.1 billion-$1.2 billion, compared to the consensus revenue estimate of $1.2 billion. Upbound Group also updated its FY 2026 guidance to 4.000-4.350 EPS.

Wall Street Analyst Weigh In

UPBD has been the subject of a number of research reports. Weiss Ratings restated a “hold (c-)” rating on shares of Upbound Group in a research note on Wednesday, June 24th. Wall Street Zen lowered Upbound Group from a “buy” rating to a “hold” rating in a research note on Saturday. BTIG Research downgraded Upbound Group from a “buy” rating to a “neutral” rating and set a $28.00 price target for the company. in a research note on Friday. Zacks Research lowered Upbound Group from a “strong-buy” rating to a “hold” rating in a report on Monday, June 29th. Finally, TD Cowen lowered their price objective on Upbound Group from $29.00 to $28.00 and set a “buy” rating on the stock in a research report on Friday. Two investment analysts have rated the stock with a Buy rating and three have given a Hold rating to the company. Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and an average price target of $30.67.

Upbound Group Stock Down 3.6%

NASDAQ UPBD opened at $19.39 on Friday. The company has a current ratio of 3.06, a quick ratio of 0.88 and a debt-to-equity ratio of 1.94. Upbound Group has a 1-year low of $15.82 and a 1-year high of $28.02. The company has a 50 day moving average of $19.81 and a 200-day moving average of $19.40. The company has a market cap of $1.13 billion, a price-to-earnings ratio of 12.59 and a beta of 1.79.

Upbound Group (NASDAQ:UPBD) last issued its quarterly earnings results on Thursday, July 30th. The company reported $1.07 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.05 by $0.02. The business had revenue of $1.16 billion for the quarter, compared to the consensus estimate of $1.16 billion. Upbound Group had a return on equity of 34.53% and a net margin of 1.90%.The firm’s quarterly revenue was up .5% compared to the same quarter last year. During the same quarter in the prior year, the business posted $1.12 earnings per share. Upbound Group has set its FY 2026 guidance at 4.000-4.350 EPS and its Q3 2026 guidance at 0.850-0.950 EPS. On average, equities research analysts expect that Upbound Group will post 4.15 earnings per share for the current fiscal year.

Upbound Group Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, July 7th. Shareholders of record on Tuesday, June 16th were given a dividend of $0.39 per share. This represents a $1.56 annualized dividend and a yield of 8.0%. The ex-dividend date was Tuesday, June 16th. Upbound Group’s payout ratio is currently 101.30%.

Insiders Place Their Bets

In other Upbound Group news, Director Jeffrey J. Brown bought 2,295 shares of the business’s stock in a transaction on Tuesday, July 7th. The stock was purchased at an average cost of $20.09 per share, for a total transaction of $46,106.55. Following the completion of the purchase, the director directly owned 96,681 shares of the company’s stock, valued at approximately $1,942,321.29. This trade represents a 2.43% increase in their ownership of the stock. The acquisition was disclosed in a filing with the SEC, which is available through the SEC website. 1.20% of the stock is owned by insiders.

Key Headlines Impacting Upbound Group

Here are the key news stories impacting Upbound Group this week:

• Positive Sentiment: Upbound reported second-quarter adjusted earnings of $1.07 per share and revenue of approximately $1.16 billion, both in line with analyst expectations. Revenue increased slightly year over year, while management highlighted growth at Brigit, digital expansion and disciplined portfolio management. Q2 Earnings Call Highlights
• Positive Sentiment: The company raised its 2026 free-cash-flow outlook to $250 million, supporting the investment case by indicating stronger cash generation and continued cost and portfolio discipline. Revenue and Free Cash Flow Outlook
• Positive Sentiment: TD Cowen maintained a Buy rating and lowered its price target modestly to $28 from $29, implying substantial potential upside from recent trading levels. TD Cowen Price Target
• Neutral Sentiment: Management reaffirmed a 2026 earnings range of $4.00 to $4.35 per share and revenue guidance of $4.7 billion to $4.9 billion, broadly consistent with expectations on earnings but reflecting a more measured sales outlook.
• Negative Sentiment: Third-quarter EPS guidance of $0.85 to $0.95 fell below the roughly $1.00 analyst consensus, and the full-year revenue range was narrowed to $4.7 billion-$4.85 billion. The revisions signal softer consumer demand and are likely the primary reason the stock has decreased. Q2 Earnings and Guidance
• Negative Sentiment: Upbound disclosed approximately $13 million in losses related to fraud at Acima, creating an additional near-term earnings and execution concern even as cash-flow guidance improved.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently made changes to their positions in the stock. AQR Capital Management LLC boosted its stake in shares of Upbound Group by 15.9% in the 1st quarter. AQR Capital Management LLC now owns 48,276 shares of the company’s stock valued at $1,157,000 after purchasing an additional 6,623 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its stake in Upbound Group by 4.5% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 31,891 shares of the company’s stock valued at $764,000 after purchasing an additional 1,376 shares during the last quarter. Goldman Sachs Group Inc. boosted its position in Upbound Group by 73.0% in the first quarter. Goldman Sachs Group Inc. now owns 532,809 shares of the company’s stock valued at $12,766,000 after buying an additional 224,811 shares in the last quarter. Jane Street Group LLC increased its holdings in shares of Upbound Group by 286.3% during the first quarter. Jane Street Group LLC now owns 86,450 shares of the company’s stock worth $2,071,000 after buying an additional 64,073 shares in the last quarter. Finally, Norges Bank acquired a new position in shares of Upbound Group during the second quarter worth $440,000. Institutional investors own 90.30% of the company’s stock.

Upbound Group Company Profile

Upbound Group, Inc leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. It operates through four segments: Rent-A-Center, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories.