Unum Group (NYSE:UNM) Issues FY 2026 Earnings Guidance

Unum Group (NYSE:UNM) updated its FY 2026 earnings guidance on Tuesday. The company provided earnings per share (EPS) guidance of 8.600-8.900 for the period, compared to the consensus EPS estimate of 8.780. The company issued revenue guidance of -.

Analyst Ratings Changes

Several equities research analysts recently issued reports on the company. Atlantic Securities set a $88.00 price objective on Unum Group in a research note on Wednesday, July 15th. JPMorgan Chase & Co. upped their target price on Unum Group from $90.00 to $101.00 and gave the stock a “neutral” rating in a research note on Tuesday, July 21st. Weiss Ratings raised shares of Unum Group from a “buy (b-)” rating to a “buy (b)” rating in a research note on Tuesday. Wolfe Research decreased their price target on shares of Unum Group from $102.00 to $100.00 and set an “outperform” rating on the stock in a report on Monday, July 6th. Finally, Zacks Research raised shares of Unum Group from a “strong sell” rating to a “hold” rating in a research note on Monday, April 6th. Eight equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company. Based on data from MarketBeat.com, Unum Group presently has an average rating of “Moderate Buy” and an average target price of $99.25.

Unum Group Price Performance

Shares of UNM traded up $0.62 during midday trading on Thursday, hitting $84.25. 316,100 shares of the company traded hands, compared to its average volume of 1,511,197. The firm has a 50 day moving average of $88.06 and a 200-day moving average of $80.22. Unum Group has a 52 week low of $68.28 and a 52 week high of $93.21. The stock has a market cap of $13.46 billion, a price-to-earnings ratio of 19.64, a PEG ratio of 0.92 and a beta of 0.25. The company has a debt-to-equity ratio of 0.35, a quick ratio of 0.35 and a current ratio of 0.35.

Unum Group (NYSE:UNM) last issued its earnings results on Tuesday, July 28th. The financial services provider reported $2.16 earnings per share (EPS) for the quarter, hitting the consensus estimate of $2.16. The firm had revenue of $3.39 billion for the quarter, compared to analysts’ expectations of $2.90 billion. Unum Group had a return on equity of 12.56% and a net margin of 5.26%.The business’s revenue was up .3% compared to the same quarter last year. During the same period in the previous year, the firm posted $1.92 earnings per share. Unum Group has set its FY 2026 guidance at 8.600-8.900 EPS. On average, analysts forecast that Unum Group will post 8.74 EPS for the current fiscal year.

Unum Group Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Friday, August 14th. Shareholders of record on Friday, July 24th will be given a dividend of $0.505 per share. This represents a $2.02 dividend on an annualized basis and a yield of 2.4%. This is a positive change from Unum Group’s previous quarterly dividend of $0.46. The ex-dividend date is Friday, July 24th. Unum Group’s dividend payout ratio (DPR) is presently 47.09%.

Key Unum Group News

Here are the key news stories impacting Unum Group this week:

• Positive Sentiment: Second-quarter adjusted operating earnings were $2.16 per share, roughly in line with estimates and above the $1.92 reported a year earlier. Revenue reached approximately $3.37–$3.39 billion, well ahead of the roughly $2.90 billion consensus, while premium income increased to $2.82 billion from $2.75 billion. UNM Q2 Earnings and Revenues Beat Estimates on Solid Premium Growth
• Positive Sentiment: Unum repurchased 2.5 million shares for $202.1 million during the quarter and maintained strong liquidity and capital levels, including approximately a 480% risk-based capital ratio. These actions support per-share earnings and shareholder returns. Unum Reports Q2 Net Income of $256.9 Million as Revenue Hits $3.37 Billion
• Positive Sentiment: Keefe, Bruyette & Woods retained an “outperform” rating, indicating continued confidence in Unum’s valuation and earnings outlook despite trimming its price target to $108 from $110. Benzinga analyst action
• Neutral Sentiment: Analysts describe the quarter as mixed across business segments, with premium growth and core operations offset by lower investment income, higher costs and evolving interest-rate effects. UNM Q2 deep dive: Mixed segment trends and rate actions shape outlook
• Negative Sentiment: Full-year 2026 adjusted operating EPS guidance of $8.60–$8.90 has a midpoint of $8.75, slightly below the approximately $8.78 analyst consensus. This cautious outlook appears to be the main reason the earnings beat did not produce a stronger reaction. Unum stock dips as 2026 guidance trails consensus at midpoint
• Negative Sentiment: GAAP net income fell to $256.9 million, or $1.61 per share, from $335.6 million, or $1.92 per share, a year earlier, reflecting pressure from investment income and expenses.

Hedge Funds Weigh In On Unum Group

A number of hedge funds have recently added to or reduced their stakes in UNM. Charles Schwab Investment Management Inc. increased its holdings in shares of Unum Group by 0.5% during the fourth quarter. Charles Schwab Investment Management Inc. now owns 5,653,246 shares of the financial services provider’s stock valued at $438,127,000 after acquiring an additional 26,753 shares in the last quarter. Dimensional Fund Advisors LP raised its position in Unum Group by 0.4% during the fourth quarter. Dimensional Fund Advisors LP now owns 3,791,712 shares of the financial services provider’s stock worth $293,868,000 after acquiring an additional 13,832 shares during the period. AQR Capital Management LLC lifted its holdings in Unum Group by 35.1% during the third quarter. AQR Capital Management LLC now owns 2,339,289 shares of the financial services provider’s stock valued at $181,622,000 after purchasing an additional 607,684 shares in the last quarter. UBS Group AG raised its position in shares of Unum Group by 5.3% during the 3rd quarter. UBS Group AG now owns 1,287,959 shares of the financial services provider’s stock worth $100,177,000 after purchasing an additional 64,681 shares during the last quarter. Finally, Adage Capital Partners GP L.L.C. increased its position in shares of Unum Group by 4.2% during the fourth quarter. Adage Capital Partners GP L.L.C. now owns 1,250,000 shares of the financial services provider’s stock worth $96,875,000 after purchasing an additional 50,000 shares in the last quarter. 86.57% of the stock is currently owned by institutional investors.

About Unum Group

Unum Group (NYSE: UNM) is a leading provider of employee benefits in the United States and selected international markets, specializing in disability, life, accident and critical illness insurance. Through both fully insured and self-funded arrangements, the company offers group coverage designed to protect income and mitigate financial hardship for employees and their families. Its portfolio includes short-term and long-term disability plans, group life and accidental death & dismemberment (AD&D) policies, as well as critical illness and hospital indemnity products.

In addition to its core product lines, Unum Group markets voluntary benefits under its Colonial Life brand, allowing employees to purchase supplemental insurance such as accident, cancer, and dental coverage directly through payroll deductions.