Fair Isaac (NYSE:FICO) Trading 7.9% Higher – Time to Buy?

Fair Isaac Corporation (NYSE:FICO) shares were up 7.9% on Tuesday . The stock traded as high as $1,379.14 and last traded at $1,381.3790. Approximately 141,329 shares were traded during trading, a decline of 58% from the average daily volume of 335,477 shares. The stock had previously closed at $1,280.57.

Fair Isaac News Roundup

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Fair Isaac reported fiscal Q3 earnings of $12.18 per share, above analysts’ estimates of approximately $11.76–$12.02 and up from $8.57 a year earlier. Revenue rose 25.7% year over year to $674.2 million, while operating profit and operating cash flow also increased substantially. Fair Isaac Fiscal Q3 Earnings Snapshot
• Positive Sentiment: Management raised fiscal 2026 EPS guidance to approximately $42.43, modestly above the consensus estimate of $42.06, while maintaining revenue guidance near $2.5 billion. Growth in the FICO Scores business was identified as a key driver. Fair Isaac Raises Guidance as FICO Score Business Drives Growth
• Positive Sentiment: Needham reaffirmed its Buy rating and maintained a $1,650 price target, implying meaningful upside from the cited share price. Needham Reaffirms Buy Rating
• Neutral Sentiment: Analysts’ recent price targets remain broadly constructive, with a reported median target of approximately $1,472, although targets range widely and reflect differing assumptions about future growth and valuation.
• Negative Sentiment: Quarterly revenue of $674.2 million missed estimates ranging from roughly $679.2 million to $692.4 million. The revenue miss overshadowed the EPS beat, particularly because FICO trades at a premium valuation and investors appear sensitive to signs of slowing growth. Fair Isaac Misses Revenue Estimates
• Negative Sentiment: Recent reported institutional activity was mixed, with more investors reducing positions than adding shares, while two disclosed FICO insiders sold stock and made no open-market purchases during the past six months.

Analyst Upgrades and Downgrades

Several equities research analysts have commented on FICO shares. Wolfe Research restated an “outperform” rating on shares of Fair Isaac in a research report on Thursday. Wells Fargo & Company reiterated an “overweight” rating and issued a $1,450.00 target price on shares of Fair Isaac in a research note on Thursday. Raymond James Financial reissued an “outperform” rating and set a $1,750.00 price target on shares of Fair Isaac in a report on Wednesday, April 29th. Weiss Ratings upgraded shares of Fair Isaac from a “hold (c-)” rating to a “hold (c)” rating in a research report on Wednesday, July 15th. Finally, Jefferies Financial Group cut their price objective on shares of Fair Isaac from $1,800.00 to $1,700.00 and set a “buy” rating for the company in a report on Monday, May 4th. Eleven equities research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company’s stock. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average price target of $1,631.50.

Fair Isaac Price Performance

The firm has a 50 day moving average price of $1,220.61 and a 200-day moving average price of $1,237.75. The firm has a market capitalization of $27.44 billion, a price-to-earnings ratio of 37.68, a PEG ratio of 1.19 and a beta of 1.29.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating analysts’ consensus estimates of $11.76 by $0.42. The firm had revenue of $674.19 million during the quarter, compared to analysts’ expectations of $679.17 million. Fair Isaac had a net margin of 33.67% and a negative return on equity of 41.04%. Fair Isaac’s quarterly revenue was up 25.7% compared to the same quarter last year. During the same period in the previous year, the company earned $8.57 earnings per share. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Equities research analysts predict that Fair Isaac Corporation will post 38 earnings per share for the current year.

Institutional Trading of Fair Isaac

A number of institutional investors have recently added to or reduced their stakes in the stock. Bayban acquired a new position in Fair Isaac during the fourth quarter worth about $25,000. Physician Wealth Advisors Inc. increased its stake in shares of Fair Isaac by 166.7% during the 4th quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock worth $27,000 after purchasing an additional 10 shares in the last quarter. Western Wealth Management LLC purchased a new position in shares of Fair Isaac during the 1st quarter worth approximately $29,000. Torren Management LLC acquired a new position in shares of Fair Isaac during the 4th quarter worth approximately $30,000. Finally, Elyxium Wealth LLC acquired a new position in shares of Fair Isaac during the 4th quarter worth approximately $42,000. Hedge funds and other institutional investors own 85.75% of the company’s stock.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.