Enova International, Inc. (NYSE:ENVA) Given Average Rating of “Moderate Buy” by Brokerages

Enova International, Inc. (NYSE:ENVA) has been given a consensus recommendation of “Moderate Buy” by the nine research firms that are covering the firm, Marketbeat Ratings reports. One investment analyst has rated the stock with a hold recommendation and eight have assigned a buy recommendation to the company. The average twelve-month target price among brokerages that have issued a report on the stock in the last year is $246.6667.

ENVA has been the subject of a number of analyst reports. Weiss Ratings reissued a “buy (b-)” rating on shares of Enova International in a report on Friday, July 17th. TD Cowen increased their target price on Enova International from $190.00 to $250.00 and gave the company a “buy” rating in a research note on Tuesday, July 7th. Zacks Research downgraded shares of Enova International from a “strong-buy” rating to a “hold” rating in a research report on Friday, June 26th. Jefferies Financial Group lifted their price target on shares of Enova International from $260.00 to $280.00 and gave the stock a “buy” rating in a research note on Wednesday, July 8th. Finally, Stephens upped their price target on shares of Enova International from $185.00 to $210.00 and gave the company an “overweight” rating in a report on Friday, April 24th.

Enova International Stock Performance

Enova International stock opened at $218.67 on Friday. Enova International has a 12-month low of $99.61 and a 12-month high of $246.38. The company has a debt-to-equity ratio of 3.45, a current ratio of 20.42 and a quick ratio of 20.42. The company has a market capitalization of $5.44 billion, a price-to-earnings ratio of 17.71 and a beta of 1.21. The firm’s fifty day moving average price is $200.09 and its 200 day moving average price is $169.08.

Enova International (NYSE:ENVA) last posted its quarterly earnings data on Thursday, July 23rd. The credit services provider reported $4.31 earnings per share for the quarter, beating analysts’ consensus estimates of $3.96 by $0.35. Enova International had a net margin of 9.95% and a return on equity of 25.89%. The company had revenue of $928.93 million during the quarter, compared to analysts’ expectations of $909.61 million. During the same period in the prior year, the company posted $3.23 EPS. The firm’s revenue for the quarter was up 21.6% on a year-over-year basis. On average, research analysts forecast that Enova International will post 15.37 EPS for the current fiscal year.

Insider Activity at Enova International

In related news, Director Mark Tebbe sold 20,000 shares of Enova International stock in a transaction dated Thursday, June 18th. The stock was sold at an average price of $201.37, for a total value of $4,027,400.00. Following the completion of the transaction, the director directly owned 50,029 shares in the company, valued at approximately $10,074,339.73. This trade represents a 28.56% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, Chairman David Fisher sold 33,060 shares of the business’s stock in a transaction dated Wednesday, June 17th. The shares were sold at an average price of $199.05, for a total value of $6,580,593.00. Following the completion of the sale, the chairman directly owned 306,444 shares of the company’s stock, valued at approximately $60,997,678.20. This represents a 9.74% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Over the last three months, insiders sold 106,882 shares of company stock worth $19,757,389. 8.40% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On Enova International

A number of hedge funds have recently added to or reduced their stakes in ENVA. FNY Investment Advisers LLC bought a new stake in Enova International during the fourth quarter valued at $31,000. McIlrath & Eck LLC bought a new position in shares of Enova International in the 1st quarter worth about $34,000. Farther Finance Advisors LLC lifted its position in shares of Enova International by 26.9% in the 4th quarter. Farther Finance Advisors LLC now owns 302 shares of the credit services provider’s stock worth $47,000 after buying an additional 64 shares during the last quarter. EverSource Wealth Advisors LLC boosted its holdings in shares of Enova International by 350.0% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 450 shares of the credit services provider’s stock valued at $50,000 after buying an additional 350 shares during the period. Finally, Pacer Advisors Inc. grew its position in shares of Enova International by 58.5% during the 1st quarter. Pacer Advisors Inc. now owns 412 shares of the credit services provider’s stock valued at $56,000 after buying an additional 152 shares during the last quarter. Institutional investors and hedge funds own 89.43% of the company’s stock.

Enova International News Roundup

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Q2 results beat expectations on both profit and revenue. Enova reported adjusted EPS of $4.31 versus the $3.99 consensus, while revenue of $928.9 million also topped estimates. Enova Reports Second Quarter 2026 Results
• Positive Sentiment: Growth remained strong across the business. Originations rose 27% year over year, total revenue increased 22%, and adjusted EPS climbed 33% from a year ago. Enova Reports Second Quarter 2026 Results
• Positive Sentiment: Credit quality appears to be improving. Management said consolidated net charge-offs declined, while consumer spending stayed resilient and small-business confidence improved, supporting lending growth. PYMNTS article
• Positive Sentiment: Investor sentiment was reinforced by multiple earnings headlines. Several reports highlighted that Enova’s results topped estimates, which helps explain the stock’s upward reaction around the release. Zacks earnings report
• Neutral Sentiment: Conference-call and transcript coverage added detail, but no new catalyst. The transcript and call coverage mainly repeated the strong quarter and management commentary without changing the core investment case. Earnings Call Transcript
• Negative Sentiment: Shares may be giving back some gains after the earnings-driven spike. Despite the beat, the stock has been under some pressure intraday, suggesting investors may be locking in profits after a strong run.

Enova International Company Profile

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.