Pathward Financial (NASDAQ:CASH) Earns “Overweight” Rating from Piper Sandler

Pathward Financial (NASDAQ:CASH)‘s stock had its “overweight” rating reissued by Piper Sandler in a report released on Thursday,Benzinga reports. They presently have a $105.00 target price on the savings and loans company’s stock, down from their prior target price of $107.00. Piper Sandler’s target price points to a potential upside of 32.43% from the company’s previous close.

Other equities analysts have also issued reports about the company. Weiss Ratings reissued a “buy (b)” rating on shares of Pathward Financial in a report on Friday, May 8th. Keefe, Bruyette & Woods reduced their price target on Pathward Financial from $108.00 to $97.00 and set an “outperform” rating for the company in a research report on Thursday. Three investment analysts have rated the stock with a Buy rating, According to MarketBeat.com, Pathward Financial has an average rating of “Buy” and an average target price of $101.00.

Pathward Financial Stock Down 10.6%

CASH stock opened at $79.29 on Thursday. The stock has a market cap of $1.67 billion, a PE ratio of 9.45 and a beta of 0.60. The firm’s 50-day simple moving average is $84.86 and its 200 day simple moving average is $87.06. Pathward Financial has a fifty-two week low of $65.87 and a fifty-two week high of $101.26. The company has a quick ratio of 0.80, a current ratio of 0.81 and a debt-to-equity ratio of 0.04.

Pathward Financial (NASDAQ:CASH) last posted its earnings results on Wednesday, July 22nd. The savings and loans company reported $1.37 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.95 by ($0.58). Pathward Financial had a net margin of 22.42% and a return on equity of 22.35%. The firm had revenue of $189.64 million for the quarter, compared to analyst estimates of $191.18 million. Pathward Financial has set its FY 2027 guidance at 9.500-10.000 EPS and its FY 2026 guidance at 7.800-8.200 EPS. As a group, sell-side analysts predict that Pathward Financial will post 8.73 EPS for the current year.

Insider Buying and Selling

In related news, Director Douglas J. Hajek sold 5,000 shares of the business’s stock in a transaction that occurred on Wednesday, April 29th. The stock was sold at an average price of $86.37, for a total transaction of $431,850.00. Following the sale, the director owned 12,281 shares of the company’s stock, valued at $1,060,709.97. The trade was a 28.93% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, Director Elizabeth G. Hoople sold 4,500 shares of the company’s stock in a transaction that occurred on Friday, May 29th. The stock was sold at an average price of $82.29, for a total value of $370,305.00. Following the completion of the sale, the director owned 28,050 shares of the company’s stock, valued at $2,308,234.50. This trade represents a 13.82% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. 1.43% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Large investors have recently bought and sold shares of the company. Seros Financial LLC bought a new stake in Pathward Financial in the third quarter worth about $481,003,000. Revolve Wealth Partners LLC acquired a new stake in Pathward Financial in the 4th quarter valued at about $267,437,000. Bank of America Corp DE boosted its position in shares of Pathward Financial by 571.3% during the 1st quarter. Bank of America Corp DE now owns 302,503 shares of the savings and loans company’s stock valued at $26,992,000 after purchasing an additional 257,443 shares in the last quarter. Comerica Bank boosted its position in shares of Pathward Financial by 371.2% during the 4th quarter. Comerica Bank now owns 295,999 shares of the savings and loans company’s stock valued at $21,016,000 after purchasing an additional 233,177 shares in the last quarter. Finally, Goldman Sachs Group Inc. grew its stake in shares of Pathward Financial by 30.9% in the 4th quarter. Goldman Sachs Group Inc. now owns 247,832 shares of the savings and loans company’s stock worth $17,596,000 after purchasing an additional 58,510 shares during the last quarter. Institutional investors own 92.66% of the company’s stock.

Key Pathward Financial News

Here are the key news stories impacting Pathward Financial this week:

• Positive Sentiment: Keefe, Bruyette & Woods kept an outperform rating on Pathward Financial while lowering its price target to $97 from $108, implying upside from the current share price. Article link
• Positive Sentiment: Management raised its long-term outlook, guiding FY2027 EPS to $9.50-$10.00, which suggests earnings can recover after the near-term setback. Article link
• Neutral Sentiment: Earnings-call coverage highlighted strong income growth in parts of the business, but the market focus remained on the miss and lower near-term guidance. Article link
• Negative Sentiment: Q3 results missed analyst expectations on both earnings and revenue, with EPS down from $1.81 a year ago to $1.37, signaling weaker quarterly performance. Article link
• Negative Sentiment: The company trimmed FY2026 EPS guidance to $7.80-$8.20, below the Street’s expectations, which adds pressure to the stock. Article link

Pathward Financial Company Profile

Pathward Financial (NASDAQ:CASH) is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.