Contrasting Intelligent Group (NASDAQ:INTJ) and Intercorp Financial Services (NYSE:IFS)

Intercorp Financial Services (NYSE:IFS) and Intelligent Group (NASDAQ:INTJ) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, earnings and profitability.

Volatility & Risk

Intercorp Financial Services has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500. Comparatively, Intelligent Group has a beta of 1.47, suggesting that its stock price is 47% more volatile than the S&P 500.

Profitability

This table compares Intercorp Financial Services and Intelligent Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Intercorp Financial Services	30.53%	17.49%	2.13%
Intelligent Group	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of recent ratings for Intercorp Financial Services and Intelligent Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intercorp Financial Services	0	2	1	0	2.33
Intelligent Group	1	0	0	0	1.00

Intercorp Financial Services currently has a consensus target price of $56.00, indicating a potential downside of 3.96%. Given Intercorp Financial Services’ stronger consensus rating and higher possible upside, research analysts plainly believe Intercorp Financial Services is more favorable than Intelligent Group.

Earnings and Valuation

This table compares Intercorp Financial Services and Intelligent Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intercorp Financial Services	$7.13 billion	0.91	$542.25 million	$5.35	10.90
Intelligent Group	$2.37 million	2.08	-$2.33 million	N/A	N/A

Intercorp Financial Services has higher revenue and earnings than Intelligent Group.

Summary

Intercorp Financial Services beats Intelligent Group on 8 of the 10 factors compared between the two stocks.

About Intercorp Financial Services

Intercorp Financial Services Inc., together with its subsidiaries, offers banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company provides loans, credit facilities, deposits, and current accounts; life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and brokerage and investment management services. It engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. The company was incorporated in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.

About Intelligent Group

Intelligent Group Limited, through its subsidiaries, provides financial public relations services in the Hong Kong. The company offers financial PR services, such as creating multi-stakeholder communications programs, arranging press conferences and interviews, participating in the preparation of news releases and shareholders' meetings, monitoring news publications, identifying shareholders, targeting potential investors, organizing corporate events, and implementing crisis management policies and procedures. It provides training to its clients on public relations tactics and practices. It serves listing applicants and listed companies, as well as private companies, investors, and international investment banks. Intelligent Group Limited was founded in 2016 and is based in Admiralty, Hong Kong.