Upstart (NASDAQ:UPST) Insider Sells $53,710.52 in Stock

Upstart Holdings, Inc. (NASDAQ:UPST) insider Sanjay Datta sold 1,817 shares of Upstart stock in a transaction that occurred on Friday, May 15th. The stock was sold at an average price of $29.56, for a total value of $53,710.52. Following the completion of the transaction, the insider directly owned 336,541 shares in the company, valued at $9,948,151.96. This trade represents a 0.54% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. The sale was made to cover tax withholding obligations related to the vesting of equity awards.

Sanjay Datta also recently made the following trade(s):

• On Friday, February 20th, Sanjay Datta sold 7,982 shares of Upstart stock. The stock was sold at an average price of $29.86, for a total value of $238,342.52.

Upstart Price Performance

Upstart stock traded down $1.57 during trading hours on Monday, reaching $27.94. The company had a trading volume of 5,360,163 shares, compared to its average volume of 5,016,875. The company has a 50-day moving average price of $28.70 and a 200 day moving average price of $37.07. The firm has a market cap of $2.67 billion, a price-to-earnings ratio of 73.53, a P/E/G ratio of 0.79 and a beta of 2.26. Upstart Holdings, Inc. has a 12-month low of $23.97 and a 12-month high of $87.30.

Upstart (NASDAQ:UPST) last posted its earnings results on Tuesday, May 5th. The company reported ($0.07) earnings per share (EPS) for the quarter, missing the consensus estimate of $0.39 by ($0.46). Upstart had a net margin of 4.34% and a return on equity of 5.63%. The business had revenue of $308.21 million for the quarter, compared to analysts’ expectations of $301.30 million. During the same period last year, the firm posted $0.30 earnings per share. Upstart’s quarterly revenue was up 44.3% on a year-over-year basis. As a group, research analysts expect that Upstart Holdings, Inc. will post 0.92 earnings per share for the current year.

Upstart declared that its board has initiated a stock buyback plan on Thursday, February 19th that allows the company to buyback $100.00 million in outstanding shares. This buyback authorization allows the company to repurchase up to 3.2% of its shares through open market purchases. Shares buyback plans are usually a sign that the company’s board believes its shares are undervalued.

More Upstart News

Here are the key news stories impacting Upstart this week:

• Positive Sentiment: One report said CEO activity included a sizable stock purchase, which can be read as a vote of confidence from management. Upstart (NASDAQ:UPST) CEO Buys $1,375,000.00 in Stock
• Neutral Sentiment: Multiple law firms, including Rosen Law Firm, Faruqi & Faruqi, Levi & Korsinsky, and Bronstein, Gewirtz & Grossman, reiterated deadlines and lead-plaintiff notices tied to an already filed class action covering investors who bought Upstart shares between May 14, 2025 and November 4, 2025. These reminders mainly highlight ongoing litigation risk and keep negative headlines on the stock. Upst Investors Have Opportunity to Lead Upstart Holdings, Inc. Securities Fraud Lawsuit
• Neutral Sentiment: Another report noted that CFO Andrea Blankmeyer sold shares, but the filing said the sale was to cover tax withholding obligations related to vesting equity awards, which makes it less concerning on its own. SEC filing
• Negative Sentiment: The most important overhang is the securities-fraud lawsuit alleging investors were harmed by false AI-related claims, which could raise legal costs, distraction, and potential settlement risk for Upstart. UPST Investor Alert: Upstart Holdings Securities Fraud Lawsuit

Analysts Set New Price Targets

UPST has been the topic of several research analyst reports. Needham & Company LLC reduced their target price on Upstart from $40.00 to $37.00 and set a “buy” rating on the stock in a research note on Wednesday, May 6th. Truist Financial set a $40.00 target price on Upstart in a research note on Wednesday, May 6th. Compass Point raised Upstart from a “sell” rating to a “neutral” rating and boosted their target price for the company from $20.00 to $30.00 in a research note on Tuesday, February 17th. Morgan Stanley set a $35.00 target price on Upstart in a research note on Thursday, May 7th. Finally, Weiss Ratings cut Upstart from a “sell (d+)” rating to a “sell (d)” rating in a research note on Wednesday, May 6th. Seven research analysts have rated the stock with a Buy rating, six have assigned a Hold rating and three have given a Sell rating to the company’s stock. According to data from MarketBeat.com, Upstart presently has a consensus rating of “Hold” and an average target price of $45.79.

Institutional Investors Weigh In On Upstart

Hedge funds have recently bought and sold shares of the business. Clearstead Advisors LLC purchased a new stake in Upstart in the third quarter worth about $25,000. Quarry LP lifted its holdings in shares of Upstart by 749.2% during the third quarter. Quarry LP now owns 501 shares of the company’s stock valued at $25,000 after purchasing an additional 442 shares during the last quarter. Bayforest Capital Ltd bought a new stake in shares of Upstart in the 4th quarter worth approximately $25,000. Northwestern Mutual Wealth Management Co. boosted its position in shares of Upstart by 132.2% in the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 771 shares of the company’s stock worth $39,000 after purchasing an additional 439 shares in the last quarter. Finally, Empowered Funds LLC purchased a new stake in shares of Upstart in the 4th quarter worth approximately $40,000. Institutional investors own 63.01% of the company’s stock.

Upstart Company Profile

Upstart Holdings, Inc operates a cloud-based lending marketplace that leverages artificial intelligence and machine learning to assess borrower creditworthiness. The company partners with banks and credit unions, providing its proprietary AI models and underwriting platform to facilitate consumer credit products. By focusing on non‐traditional data points—such as education, employment history and other real‐time indicators—Upstart seeks to improve approval rates and lower loss rates compared with conventional credit scoring methods.

Upstart’s core offering centers on unsecured personal loans, which borrowers can use for purposes such as debt consolidation, home improvements or major purchases.